Insurance
A single limit of endorsement can save you money and stress… if you have it. Home insurance documents can be boring to read, but you need to go through all the terms and conditions to ensure your property is adequately covered in the event of a loss. Some insurance policies are standard, while some are […]
Do you need a dental insurance plan? Oral hygiene is a major component of your overall health and wellness. However, Statistics Canada reported that more than 2 in every 10 Canadians skipped dental visits due to cost constraints. This is a concerning statistic as a lack of oral care can cause serious problems down the […]
Say that you are due a settlement after filing a home insurance claim for damages or loss to your property. Who will get that money? Is it possible to have a home insurance payout instead of repair costs paid directly to the contractors? The short answer is “Yes.” It is possible to have a home insurance […]
It’s no news that auto insurance is mandatory in Canada. However, most people pay little attention when getting a car insurance policy, especially when it comes to car insurance renewals. Think of getting car insurance like going grocery shopping. Some people compare prices and try to get good deals, and others just pick the first […]
Many people have been struggling with their mental health due to the events of the last few years, but is therapy covered by OHIPtherepyPandemic restrictions, job losses, and social isolation are all factors that have hurt people’s sense of well-being. Various services and service providers are available for those who want help. The Ontario Health […]
The short answer is yes. Even though it is not mandatory in Canada, home insurance can save tenants a lot of trouble. Here you’ll find a brief overview of an essential tool that will give you peace of mind at all times. According to the Insurance Bureau of Canada (IBC), 37% of tenants did not purchase home […]
If you’re about to buy a house or already have one, you were likely offered mortgage life and disability insurance. If you choose to take life insurance, it can pay off the mortgage balance if you pass away. If you select disability insurance, the policy could make the mortgage payments for you for up to […]
Short-term disability insurance could help save your bacon. If a medical condition temporarily renders you unable to work, you may get short-term disability benefits from your employer, the Canadian government, or private disability insurance coverage. Many short-term disability claims are fairly straightforward, but what about mental health issues? Most people who experience mental health issues […]
Vous êtes en voiture sur une route de campagne quand soudain, votre moteur fait un drôle de bruit et de la fumée s’échappe de votre capot… Lorsqu’une situation du genre survient, il est bien pratique de pouvoir faire appel à un service d’assistance routière. Ce type de protection vous vient en aide lorsque vous avez […]
When starting your search for auto insurance in Canada, you also need to keep in mind the auto insurance regulations for your province. In Ontario, the government requires you to have more than the federally mandated car insurance coverage. This extra coverage is called the Statutory Accident Benefits Schedule (SABS) and it protects you in […]
A letter of experience for insurance is a document that provides your insurance company with information about your car insurance or home insurance history in order to personalize your insurance quote. You want to get a letter of experience from your previous insurance companies so that, hopefully, you will get a better premium. In this […]
Mobile homes have unique features and vulnerabilities and do not qualify for traditional homeowners insurance. A mobile home or manufactured home insurance policy provides coverage for your mobile house. As well as your personal belongings, land structures, and personal liability. Having a mobile home insurance policy is not a legal requirement in Canada. However, most […]
