REWARD CALCULATOR
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Welcome Offer
Get up to 70,000 BMO Rewards points
Additional 20,000 points for new cardmembers
Spend $35,000 in net purchases in the first 12 months to earn additional 20,000 points. Spend your points on travel, merchandise, gift cards, and more.
Special Feature(s)
Business rewards card for SME and large businesses
Business owners can benefit from the BMO World Elite®* Business Mastercard®, with various perks, such as travel insurance, a rewards program, and expense management tools. Earn bonus points fast while making business-related purchases.
Requirements

Score
Residency
Income
Insurance
Auto rental coverage
The rental car coverage will protect you from damage to or theft of a rental vehicle of MSRP up to $65,000 with a maximum rental period of up to 48 consecutive days.
Flight delay
The BMO World Elite®* Business Mastercard® comes with Flight Delay insurance, so if your flight is delayed for 6 hours or more, you are eligible for $500 per account per trip coverage.
Trip cancellation
The trip cancellation insurance of up to $2,500 per person and $5,000 per account allows you to cancel your plans without worrying about financial loss if you become sick or have an emergency.
Trip interruption
The trip interruption insurance of up to $2,000 per covered individual can provide peace of mind while traveling.
Extended warranty
Extended Warranty Insurance by BMO doubles the original manufacturer’s warranty to a maximum of 1 additional year.
Purchase protection
Shop confidently with Purchase Security Insurance which provides up to 90 days of coverage against theft or damage of covered items from the date of purchase.
Travel accident
Travel accident insurance that comes with BMO World Elite®* Business Mastercard® offers up to $500,000 per covered individual if they are injured or die while traveling on a common carrier such as a plane, car service, train, or cruise ship.
Benefits
VIP Airport lounge pass
As the BMO World Elite®* Business Mastercard® cardholder, you are eligible for 2 complimentary airport lounge passes per year. Get access to over 1,300+ lounges worldwide through the Mastercard Travel Pass program.
Worldwide customer service
BMO cards come with 24/7 customer support anywhere in the world.
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