Enter your monthly expenses and get an estimate of your rewards for each credit card

🌮 Restaurant
⛽️ Gas
🎉 Entertainment
🛒 Groceries
Other
Total
$2,250.00
157 results
American Express® Aeroplan®* Card

$480.00/ year

Estimated Rewards

based on your spending taking into account annual fees. After the first year, rewards will be $280.00 taking into account annual fees.}

Annual Fee$120
Card CategoriesReward
Card User TypesPersonal
Recommended Credit ScoreVery good
RewardsEarn 2x the points on eligible purchases made directly with Air Canada®* and Air Canada Vacations®*
Earn 1.5x the points on eligible dining and food delivery purchases in Canada
Earn 1x the points on everything else
Insurances
⏱ Flight delay💨 Hotel or motel burglary🦷 Travel accident🚗 Auto rental coverage🛍 Purchase protection📆 Extended warranty
Learn more
New American Express® Aeroplan®* Cardmembers can earn up to 40,000 Aeroplan points. Conditions apply.Amex Bank of Canada logo
PC Financial World Mastercard

$462.00/ year

Estimated Rewards

based on your spending taking into account annual fees. After the first year, rewards will be $462.00 taking into account annual fees.}

Annual FeeFree
Additional CardFree
Interest rate on purchases20.97%
Cash Advance22.97%
Balance Transfer20.97%
Card CategoriesReward
Card User TypesPersonal
Required Income$ 60,000 (individual) OR;
$ 100,000 (household)
Rewards35 PC Optimum points per $ 1 : Shoppers drug mart;
30 PC Optimum points per liter : Esso Mobil;
20 PC Optimum points per $ 1 : Wholesale club, Maxi and Provigo;
20 PC Optimum points per $ 1 : PC travel;
10 PC Optimum points per $ 1 : Everywhere else
Insurances
🛍 Purchase protection📆 Extended warranty
Learn more
Get a 20,000 point welcome bonusPresident's Choice Bank logo
CIBC Costco® World Mastercard® Card

$450.00/ year

Estimated Rewards

based on your spending taking into account annual fees. After the first year, rewards will be $450.00 taking into account annual fees.}

Annual Fee0$
Interest rate on purchases19.75%
Cash Advance21.49%
Balance Transfer21.49%
Card CategoriesCashback
Card User TypesPersonal
Required Income60000$
Rewards3% cash back at restaurants and at Costco gas
2% cash back at other gas stations and at Costco.ca.
1% cash back on all other purchases including at Costco.
Insurances
📆 Extended warranty🛍 Purchase protection📵 Mobile device insurance
Learn more
Receive a $20 cash back welcome bonus CIBC logo
TD® Aeroplan® Visa Platinum* Credit Card

$446.16/ year

Estimated Rewards

based on your spending taking into account annual fees. After the first year, rewards will be $357.16 taking into account annual fees.}

Annual Fee$89
Additional Card$35/year
Interest rate on purchases20.99%
Cash Advance22.99% (20.99% for Quebec Residents)
Balance Transfer22.99% (20.99% for Quebec Residents)
Card CategoriesReward
Card User TypesPersonal
Required IncomeNone
RewardsEarn 1 point† for every $1 spent on eligible gas, grocery and direct through Air Canada® purchases (including Air Canada Vacations®) made with your card.
Earn 1 point† for every $1.50 spent on all other eligible purchases† made with your Card
Earn points twice when you pay with your Card and provide your Aeroplan number at over 150 Aeroplan partner brands and at 170+ online retailers via the Aeroplan eStore (www.aeroplan.com/estore).
Your Aeroplan Points do not expire as long as you are a TD® Aeroplan® Visa Platinum* Cardholder
Legal Note†Terms and conditions apply;
The Toronto-Dominion Bank (TD) is not responsible for the contents of this site including any editorials or reviews that may appear on this site;
For complete and current information on any TD product, please click the Apply now button.
Cash Back Mastercard

$441.00/ year

Estimated Rewards

based on your spending taking into account annual fees. After the first year, rewards will be $441.00 taking into account annual fees.}

Annual FeeFree
Additional CardFree (maximum 1)
Interest rate on purchases19.90%
Cash Advance19.90%
Balance Transfer19.90%
Card CategoriesCashback
Card User TypesPersonal
Required IncomeNone
Rewards2% : Pre-authorized payments, Restaurant, Public transportation and Entertainment;
0.5% : Other purchases
Insurances
📵 Mobile device insurance🛍 Purchase protection📆 Extended warranty🏥 Medical emergency❌ Trip cancellation⚡️ Trip interruption🦷 Travel accident⏱ Flight delay
Learn more
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You have viewed all the credit cards in Canada based on the filters selected in Hardbacon's comparison tool. The following cards might not suit you, but feel free to take a look.

CIBC Aeroplan Visa Infinite Card

$1,608.00/ year

Estimated Rewards

based on your spending taking into account annual fees. After the first year, rewards will be $569.00 taking into account annual fees.}

Annual Fee$139
Additional Card$50/year (maximum 3)
Interest rate on purchases20.99%
Cash Advance22.99%
Balance Transfer22.99%
Card CategoriesReward
Card User TypesPersonal
Required Income$60,000 (individual); OR
$100,000 (household)
Rewards1.5 Aeroplan point per $1 : , Air Canada, gas and groceries;
1 Aeroplan point per $1 : Other purchases;
Earn points twice at Aeroplan partner brands
Insurances
📆 Extended warranty🛍 Purchase protection📵 Mobile device insurance🦷 Travel accident🏥 Medical emergency⚡️ Trip interruption❌ Trip cancellation⏱ Flight delay💨 Hotel or motel burglary🚗 Auto rental coverage
Learn more
Earn up to $1,200 in value* including up to 45,000 Aeroplan points. *Conditions Apply.CIBC logo
American Express Business Edgeᵀᴹ Card

$1,461.00/ year

Estimated Rewards

based on your spending taking into account annual fees. After the first year, rewards will be $411.00 taking into account annual fees.}

Annual Fee$99
Interest rate on purchases20.99 %
Cash Advance21.99 %
Balance TransferN/A
Card CategoriesReward
Card User TypesBusiness
Required IncomeNone
Recommended Credit ScoreVery good
RewardsEarn 10 points during the welcome offer period for every $1 spent on eligible office supplies & electronics, rides &gas, eats & drinks
Earn 3 times the points for Card purchases on eligible business essentials including office supplies & electronics, rides & gas, eats & drinks
Earn 1 times the points on all other purchases
Insurances
🚗 Auto rental coverage📆 Extended warranty🛍 Purchase protection
Learn more
Get up to 67,000 Membership Rewards® points for new cardmembersAmex Bank of Canada logo
BMO AIR MILES®† World Elite®* Business Mastercard®*

$1,347.40/ year

Estimated Rewards

based on your spending taking into account annual fees. After the first year, rewards will be $247.40 taking into account annual fees.}

Annual Fee$149
Additional CardUp to 22 additional cards
Interest rate on purchases19.99%
Cash Advance22.99%
Balance Transfer22.99%
Card CategoriesReward
Card User TypesBusiness
Required IncomeMinimum personal income of $80,000;
Minimum household income of $150,000;
Minimum business revenue of $250,000;
Minimum Assets Under Management (AUM) of $400,000.
Recommended Credit ScoreExcellent
Rewards1 Mile for every $12 spent.
4x the Miles at participating AIR MILES partners.
Insurances
🚗 Auto rental coverage🛍 Purchase protection📆 Extended warranty⚡️ Trip interruption❌ Trip cancellation⏱ Flight delay🦷 Travel accident
Learn more
Welcome Offer: Get 3,000 AIR MILES Bonus Miles when you spend a minimum of $5,000 in the first three months. Plus, we'll waive the $149 annual fee for a year.* *Conditions apply.BMO logo
Avion Visa Infinite Business RBC

$1,000.00/ year

Estimated Rewards

based on your spending taking into account annual fees. After the first year, rewards will be $500.00 taking into account annual fees.}

Annual Fee$ 175
Additional Card$ 75
Interest rate on purchases19.99%
Cash Advance22.99%
Balance Transfer22.99%
Card CategoriesReward
Card User TypesBusiness
Required Income$ 60,000 (individual) OR;
$ 100,000 (household)
Recommended Credit ScoreExcellent
Rewards1.25 RBC Rewards point for 1 $;
Get 30% off at Hertz (applies to the base rate only) and earn 3x the points;
3 ¢ off per litre on gas at Petro-Canada
Insurances
📵 Mobile device insurance🏥 Medical emergency🚗 Auto rental coverage❌ Trip cancellation⚡️ Trip interruption⏱ Flight delay💨 Hotel or motel burglary🛍 Purchase protection📆 Extended warranty📆 Extended warranty
Learn more
Earn 25,000 welcome bonus Avion points RBC logo
Marriott Bonvoyᵀᴹ Business American Express® Card

$958.80/ year

Estimated Rewards

based on your spending taking into account annual fees. After the first year, rewards will be $508.80 taking into account annual fees.}

Annual Fee$150
Additional Card$0
Interest rate on purchases 20.99%
Cash Advance 21.99%
Balance TransferN/A
Card CategoriesReward
Card User TypesBusiness
Required IncomeNone
Recommended Credit ScoreVery good
Rewards Earn 5 points for every $1 in Card purchases at participating Marriott Bonvoy hotels.
Earn 3 points for every $1 spent on eligible gas, dining and travel
Earn 2 points for every $1 spent on everything else
Insurances
🦷 Travel accident⏱ Flight delay💨 Hotel or motel burglary🏥 Medical emergency📆 Extended warranty🛍 Purchase protection🚗 Auto rental coverage📵 Mobile device insurance
Learn more
Earn 50,000 welcome bonus Marriott Bonvoy® pointAmex Bank of Canada logo
CIBC Aeroplan® Visa* Business Plus Card

$850.50/ year

Estimated Rewards

based on your spending taking into account annual fees. After the first year, rewards will be $730.50 taking into account annual fees.}

Annual Fee$120
Additional Card$50
Interest rate on purchases19.99 %
Cash Advance22.99 %
Balance Transfer22.99 %
Card CategoriesReward, Best offer
Card User TypesBusiness
Rewards2 points per dollar spent on travel purchased with Air Canada;
1.5 points per dollar spent on dining , internet bills, cell phone bills, shipping costs and travel-related purchases (hotels, car rentals, plane tickets, cruises, coaches , travel agencies) and transportation;
1 point per dollar spent on all other purchases
Insurances
🚗 Auto rental coverage🛍 Purchase protection🦷 Travel accident📆 Extended warranty❌ Trip cancellation⚡️ Trip interruption⏱ Flight delay
Learn more
New cardholders receive up to $1,600 in value.CIBC logo