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Cashback

RBC® Business Cash Back Mastercard‡

Welcome offer
2%
2% cash back is determined using net purchases and is capped at an annual cash back of $650. You can't earn cash back on Interest charges, credits for returns, and fees.
INTEREST RATES
19.99% Purchase
22.99% Cash advance
special feature(s)
Free additional card
If you would like to add an additional cardholder to your account, there is no charge for the first card. So, not only can your team members earn cash back on their purchases, but you can also keep track of all business expenses in one place.
ANNUAL FEES
$0 Main cardholer
$0 Additional card
One additional card for $0.

REWARD CALCULATOR

Enter your total monthly expenses or by category

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Restaurant
⛽️
Gas
🧾
Bills
🚗
Transport
💵
Other
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Total
$
Welcome offer
The calculation result is based on the conversion of the welcome offer points into statement credit
$
Estimated annual rewards
The calculation result is based on the conversion of the maximum number of points that can be awarded after the first year

This card is awesome for a business user because :

2% cash on purchases for the first 3 months

Earn a total of 2% cash back on purchases made during the first 3 months.

Business credit card with no annual fees

The business card is ideal for small business owners looking for no annual fees and cash back. You also have the flexibility to manage your card online or through the RBC Mobile app.

Free additional card

If you would like to add an additional cardholder to your account, there is no charge for the first card. So, not only can your team members earn cash back on their purchases, but you can also keep track of all business expenses in one place.

REQUIREMENTS

CREDIT
SCORE
CANADIAN RESIDENCY
REQUIRED INCOME

INSURANCE

🛍

Purchase Security

Eligible purchases bought with the business MasterCard are protected against theft, loss, or damage to 90 days from the date of purchase. Zero liability protection against fraudulent charges.

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Extended Warranty

Extended warranty on purchases for up to one year.

BENEFITS

Exclusive discounts with my favorite brands

Save $.03/L on fuel from Petro-Canada and receive 20% more Petro-Points. Free 3-month DoorPass subscription, $30 in savings. Also receive no delivery fees when orders are $12 or more for the first 3 months.

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