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Take control of your finances with Hardbacon​

Track your spending, budget and get personalized recommendations with the Hardbacon app.

With our all-in-one personal finance app, you can now plan, budget, and shop for your next credit card without the hassle.

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Find the best credit card based on your profile

Answer a few questions and we’ll find the best value credit cards in Canada from over 200 cards listed in our database.

Exclusive Offers

Léger360
Léger360

Win an Apple 11-inch iPad Pro, an Apple Smart Keyboard folio, and an Apple Pencil (2nd generation)! Exclusive to Hardbacon: get 15 extra chances!

2023-09-08

Koho
Koho

Get $20 when you sign up for a free KOHO account with code HARDBACON and enjoy 3 months of KOHO Extra to unlock up to 4.5% savings interest!* Conditions apply.

2023-09-07

NEO exclusive offer
NEO exclusive offer

Earn an average 5% cashback with no annual fees with Neo Credit. Plus, get a bonus of $45 when you sign up

2023-09-01

ClearScore
ClearScore

Get your credit score and credit report. For free, forever.

2023-08-29

Pawns.app
Pawns.app

Make passive income online from sharing your internet and earn up to 140$!

2023-06-10

Nesto
Nesto

Switch to nesto, lower your rate & enjoy up to $4,300 in cashback.

2023-05-01

Square One
Square One

Get home insurance in 5 minutes for as little as $12/month. Best of all, Hardbacon users receive a $20 account credit when they choose Square One.

2023-05-01

Swagbucks
Swagbucks

Earn FREE gift cards with Swagbucks! Enjoy a welcome bonus of $5 !

2023-02-03

Budgeto
Budgeto

Budgeto is the first easy-to-use, affordable and reliable online budgeting tool designed specifically for small and medium-sized businesses. Get 20% off your annual subscription!

2022-12-28

Spring Financial
Spring Financial

Great rates without the wait! Borrow $500-$35,000 from 9.99% with Spring Financial.

2022-09-12

BMO
BMO

Earn up to $450* Welcome Bonus. No monthly plan fees for one year, send Unlimited BMO Global Money Transfers with no fee for one year.

2022-09-01

PolicyMe
PolicyMe

Apply with your partner to save 10% off your term life insurance policies for the first year. Plus, your kids are covererd with $10,000 in life insurance, free

2022-08-31

How We Help You Make Better Financial Decisions

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Personal Finance Content

No matter what personal finance question you have, chances are the answer can be found in one of 2,000 articles posted on the Hardbacon blog. Written by our experts, these articles will help you shop for a mortgage, get a more advantageous credit card, improve your credit score, or even build your stock portfolio through an online brokerage.

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Financial Product Comparison Tools

Canadians leave thousands of dollars on the table every year for failing to shop around for their financial products, whether it’s their credit card, car insurance, home insurance, mortgage, or crypto exchanges. Hardbacon has developed comparison tools which make it possible to determine which products are the most advantageous after having answered a few questions, and to compare them with each other. By getting a credit card that offers more rewards, paying less interest on their mortgage, and investing at a lower cost, our users are able to reach their financial goals faster.

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Personal Finance App

Hardbacon’s personal finance app, referred to as “The App We Love” by Apple, has been downloaded by more than 50,000 Canadians. The application allows you to better control your expenses thanks to the budget, to better plan your financial future through planning, and to get personalized financial product recommendations that will allow you to save money.

What Our Users Say About Us

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Nice app! Helps me plan and achieve my goals

Anipier B
August 11, 2021
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I was able to compare mortgages on HardBacon when going through the purchasing process of our new house - very helpful. Went back to compare bank accounts - I've had the same bank account for over 20 years. I've now just signed up for a new account with a lucrative offer. Highly recommend taking the time to search all products to compare on the HardBacon site!

Cara M
August 5, 2021
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Hardbacon has great financial tools to make the best decision for your financial life. Plus they have a pretty neat app to handle all your finances and budgets ! 100% recommended

David N
August 1, 2021
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Great site/app for everything about your personal finance!

Denis B
August 12, 2021
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Excellent app !! Centralize all your finance in one place ! So easy to comprehend your financial situation ! 100% would recommend

Loic D
August 12, 2021
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Great tool that gives you many interesting alternatives to financial products!

Brian B
August 17, 2021
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Amazing!

Stephanie I
August 18, 2021
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Awesome! Really helped me make the right choices for my finances.

Sas S
August 18, 2021
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Great information to learn about personal finance. Also makes me hungry for bacon

Robin L
August 19, 2021
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Awesome application and service. A must have for budgeting and keeping track of your personal finances.

Gl F
August 20, 2021
Trustindex rating score:4.9 of 5,based on 107 reviews

The security of your data is a priority for us.

All your personal data is encrypted using 256-bit SSL encryption.

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