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There is no shortage of resources out there to help educate yourself on personal finance. You can visit YouTube channels, read books, or attend seminars to learn about the topic. However, one of the absolute best ways to learn is by hearing directly from people who are already where you want to be in life. […]

When you pick individual stocks, you do so with the belief that these companies will beat the broader market on a consistent basis. You generally look to add a combination of quality growth, value, and dividend-paying stocks to your portfolio. Alternatively, investors should also have a well-diversified portfolio of stocks across industries to minimize overall […]

One of the most popular registered accounts for Canadians is the Tax-Free Savings Account (TFSA). This account was introduced back in 2009, for every Canadian resident over the age of 18. While any contributions towards the TFSA are not tax-deductible, any withdrawal in the form of capital gains, interests, and even dividends are exempt from […]

When you are looking to invest in equities there are multiple strategies you can follow. Investors who don’t have any knowledge of the stock market can purchase ETFs or exchange-traded funds. ETF investing is the best option for the passive investor as it provides them with diversification lowering overall risks considerably. Alternatively, for the active […]

You know how it goes. You’re doom-scrolling your newsfeed when suddenly, there it is! The coveted offer boasting zero percent financing on a fancy new car. I get it, it’s hard not to feel a flutter of excitement about a free car loan, especially in our current interest rate hellscape. But before you YOLO your […]

Would you be willing to spend $120 for 10 Amazon packages without knowing what’s inside? According to Maxime Francoeur, ‘you could come out on top.’ Or not! Cause let’s be clear, this young entrepreneur sure knows how to sell his original concept. Over the past few years, I’ve interviewed hundreds of successful professionals and entrepreneurs. […]

Is it me or is TD throwing benefits at you with this card? The TD First Class Travel® Visa Infinite* credit card has an aggressive offer of up to 135,000 points and an easy earn rate that includes Starbucks. Yes, I invoked the name of that coffee chain and I meant it. Want to know […]

Life insurance is a financial product that helps ensure the financial security of your loved ones. In the event of the death of the insured person, the amount of life insurance is paid to the persons designated as beneficiaries, like a spouse, your children, etc. This enables your relatives to cover the costs associated with […]

My career as a financial reporter and my long years spent in collections at Desjardins have taught me that credit reports are largely misunderstood. This financial analysis tool is the source of countless myths, even today. Even its name is confusing. Several terms are used interchangeably, sometimes incorrectly, to refer to it, such as credit report, credit […]

Listening to your favourite tunes while driving is one of the greatest joys on the road. However, the factory audio setup in your vehicle might not provide the best sound quality for the ultimate listening experience. That’s why many Canadian drivers look for car amplifier upgrades for that extra oomph. If you’re on a quest […]

If you’re a resident of the Great White North, you may be on the hunt for the perfect online banking solution. One name that might have come up in your research is N26. However, you may be disappointed to learn that N26 is not yet available in Canada. But fear not! We’ve got you covered […]

Credit card applications can be daunting. On the one hand, you need to consider the eligibility requirements for the card. On the other hand, you have to gather all the necessary information you’ll need. Oh, and if you want to maintain a good credit score, don’t forget to consider your application’s impact on your score. […]