Credit score
If you’re apartment hunting, potential landlords will run a rental credit check on you to ensure that you will make your rent payments on time. As a tenant, you may have some questions about what’s on your credit report and how to optimize your credit score to stand out in a competitive rental market. This […]
Roku is a great way to watch content from multiple streaming services on your TV. With a vast selection of channels, many of which are free, the Roku device delivers a superior TV viewing experience. While credit cards are typically used for payments, it isn’t the only option. In this guide, we’ll explore four alternative […]
Digitalization has drastically transformed the way we listen to music. Leading this transformation is Spotify, a widely-used streaming service with more than 11.3 million users in Canada. While using a credit card to pay for a Spotify subscription is convenient, it’s not the only way. Here are five great options that will keep your music […]
The digital revolution has remarkably reshaped the way we consume entertainment. A leading player in this transformation is Netflix, the global streaming behemoth that has over 6 million subscribers in Canada. While using a credit card is a common way to subscribe to Netflix, it isn’t the only route to access its vast content library. […]
If you’re single and ready to mingle, finding love can be a challenging task, especially if you don’t have a credit card. Fortunately, there are a variety of free dating sites and apps available in Canada. In this article, we’ll highlight the top 10 free dating sites and apps you can use without a credit […]
Soft credit checks play a crucial role in the financial landscape of Canada. Whether you’re applying for a loan, renting an apartment, or even opening a new bank account, understanding the ins and outs of soft credit checks can positively impact your financial future. In this comprehensive guide, we’ll explore everything you need to know […]
An 800 credit score isn’t the highest one in Canada, but it might as well be. At this point, you get all the same perks as someone with the holy grail of scores. On the exhilarating journey to financial independence, a high credit score unlocks a ton of financial perks and opportunities. It’s not just a […]
Canadians excel at a lot of things but maintaining a good credit score can be tough for anyone. A credit score between 660 and 900 is generally considered good. The higher the score, the better! Find out how a good credit score can help you. Establishing credit scores Credit scores are calculated by two different […]
Have you ever wondered how your credit card use affects your credit score? We can solve this mystery for you! Do you know what a significant role your credit utilization ratio (CUR) plays in determining your creditworthiness? Perhaps you have yet to learn what it even means. In this ultimate guide, we will take a […]
Dreaming of upgrading your gaming with Nitro or Nitro Basic, but held back by a lack of a credit card? No sweat! This guide will shed light on how you can circumvent these obstacles using PayPal, prepaid gift cards, or prepaid credit cards. Ready to unlock a richer gaming experience? Let’s explore these alternative payment […]
If you don’t have access to a credit card, can you still use Uber in Canada? Perhaps a less-than-stellar credit score has hampered your ability to secure a credit card, but fear not. After all, you can conveniently pay for your Uber rides in numerous other ways. How to pay for Uber without a credit […]
Is the content on OnlyFans calling to you, but the thought of using a credit card for transactions makes you hesitate? You might be contemplating PayPal or even crypto, but unfortunately, OnlyFans currently does not accept these forms of payment. Don’t despair, though, you’re not alone in this predicament.This article is meticulously crafted for Canadians […]