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Dear Hardbacon Community, We’re excited to share some great news with you. Hardbacon is starting a new chapter, and we’re thrilled to have you on this journey with us. As you may know, Hardbacon faced significant challenges in 2024. But today, thanks to the acquisition by Plutera Capital, we’re ready to rebuild and revitalize Hardbacon […]

Coined by R. Nelson Nash and first popularized in the United States, infinite banking is gaining in popularity in Canada. In a nutshell, it’s a strategy that involves taking out whole life insurance, then borrowing money from your insurance for all kinds of projects. Infinite Banking explained A whole life insurance policy provides benefits for […]

It is with a heavy heart that I write this last post for Hardbacon. Indeed, all employees of Hardbacon (Bacon Financial Technologies Inc.) have been let go, and our operations are now suspended. The company will declare bankruptcy in the coming days, and it is possible that third parties may purchase some of our assets […]

In collaboration with Equifax Unfortunately for Roy B., the timing was right. He was out of a job and looking for work. He turned to social media, responding to ads in job groups and on Facebook marketplace.  Roy received a direct message from someone telling him to use a WhatsApp link for a job opportunity. […]

The CIBC Costco credit card comes with great rewards and can reduce your bill if you shop at Costco often. But if you shop at several different locations, take the time to compare it to other store credit cards. Quick facts about the Costco credit card To get this credit card, you have to be […]

Are you looking to sell your house fast in Canada? Then you’re in the right place. In this ultimate guide, we take you step-by-step through the process. Plus, we give you online resources that will help get your home sold… fast! Step 1: Find your realtor The first step to selling your house fast is […]

A secured credit card in Canada is a powerful way to repair your credit score. In the world of finance, your credit score is like a silent gatekeeper deciding whether or not you qualify for loans, mortgages, or even your dream job. But what happens when the gatekeeper isn’t on your side? When traditional credit […]

In a bid to gain a stronger foothold in the competitive world of rewards programs, Tim Hortons created Tims Financial and launched the Tims Mastercard credit card. This card is accessible via its mobile application and is linked to its existing loyalty program Tims Rewards.  Introducing the Tims® Mastercard An attractive feature of […]

In collaboration with Royal Bank of Canada Being single can offer a sense of freedom and independence — you have the autonomy to make decisions without needing to consider a partner’s preferences or schedule. However, this independence comes with unique financial challenges. Single Canadians often shoulder a heavier financial burden without a partner to share […]

A used car loan allows you to finance purchasing a used car. It’s similar to a mortgage, where you’ll own the vehicle and make monthly payments. As you make payments, your loan balance will decrease, and you’ll eventually own the car outright. Used car loans are available from financial institutions, auto dealerships and private lenders. […]

Life insurance helps you feel secure about your family’s financial well-being in the case of a tragedy. Whether or not you are the primary breadwinner in your family, life insurance can help your family cover expenses in the event of your death. Depending on the type of policy or amount of coverage you want, you […]

With only 1 in 5 young people in Quebec considered active, the cost of recreational sports is one of the main factors holding them back. Having the support of their parents, on the other hand, acts as a propellant for young people, whether they give them rides to sports facilities or practice their sport with […]