Welcome Offer
Earn up to 60,000 Membership Rewards® points
This could add up to 60,000 points in a year. That’s up to $600 towards your next vacation. Conditions apply.
Special Feature(s)
Personal rewards credit card
This rewards card for personal use offers a host of benefits, including the ability to earn Membership Rewards® points and a complimentary supplementary card for your spouse or partner at no extra cost.
Requirements

Score
Residency
Income
Insurance
Auto rental coverage
For those who enjoy road trips, car rental theft and damage insurance is available for all rented cars with an MSRP of up to $85,000.
Trip cancellation
The trip cancellation insurance can reimburse you for prepaid, nonrefundable expenses for up to $2,500 per insured individual ($5,000 for all insured individuals combined) if you have to cancel your trip for covered reasons.
Flight delay
The American Express® Gold Rewards Card includes Flight Delay Insurance, which can help you if your flight is canceled or delayed. This insurance can reimburse you for expenses like meals and hotel rooms, up to $500 per day.
Travel accident
American Express® Gold Rewards Card includes $500,000 travel accident insurance, which can provide protection in the event of accidental death or dismemberment while travelling.
Hotel or motel burglary
As a cardholder of American Express® Gold Rewards Card, you are eligible for $500 hotel burglary insurance. This coverage protects your personal property in the event of theft during a hotel stay.
Medical emergency
You have $5,000,000 eligible medical expenses coverage while travelling outside the province or territory of residence in Canada for the first 15 consecutive days.
Trip interruption
The trip interruption insurance covers you for up to $2,500 per trip ($6,000 for all insured individuals combined) if your trip is delayed or interrupted for covered reasons.
Extended warranty
An extended warranty of 1 additional year for eligible purchases is available for this card.
Purchase protection
Purchase Protection® Plan will cover you for up to $1,000 per occurrence from accidental damage or theft of your eligible items purchased with your American Express® Gold Rewards Card for 90 days from the purchase date.
Benefits
VIP Airport lounge pass
As American Express® Gold Rewards Card cardholder you are eligible for 4 complimentary Plaza Premium Lounges visits in Canada per calendar year.
Worldwide customer service
Cardholders have access to 24/7 customer support available worldwide
Exclusive discounts with my favorite brands
If you have an American Express card, check out the Amex Experiences website for exclusive discounts on vacations, dining, sporting events, and more.
Review (0)
Related Articles

Wealthsimple is a Canadian fintech known for its investment app. Today, it offers many other products. I’ve had a Wealthsimple account for several years and applied for the Wealthsimple prepaid Mastercard in August 2025. How does it compare with the best prepaid cards in Canada? Pretty well, I’d say. I’ve been holding funds in this […]

KOHO and Wealthsimple are some of the first names that come to mind when you think of prepaid cards in Canada. These two companies are often compared despite the fact that they are not similar. On the one hand, KOHO offers a prepaid card with a subscription plan, and on the other, Wealthsimple Chequing account […]

The CIBC Costco credit card comes with great rewards and can reduce your bill if you shop at Costco often. But if you shop at several different locations, take the time to compare it to other store credit cards. Quick facts about the Costco credit card To get this credit card, you have to be […]

A secured credit card in Canada is a powerful way to repair your credit score. In the world of finance, your credit score is like a silent gatekeeper deciding whether or not you qualify for loans, mortgages, or even your dream job. But what happens when the gatekeeper isn’t on your side? When traditional credit […]