REWARD CALCULATOR
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Welcome Offer
Get up to 60,000 BMO Rewards points in the first year
- 30,000 BMO Rewards points by spending $3,000 in the first three months;
- Then an additional 2,500 points for every $2,000 spent in each subsequent month (up to a total of 60,000 points).
Annual fee reimbursed for the primary cardholder and all authorized users
The annual fee is waived in the first year for both the primary cardholder and all authorized users .
Requirements

Score
Residency
Income
Insurance
Auto rental coverage
The rental car coverage will protect you from damage to or theft of a rental vehicle of MSRP up to $65,000 with a maximum rental period of up to 48 consecutive days.
Trip cancellation
The trip cancellation insurance of up to $1,500 per person and $5,000 per account allows you to cancel your plans without worrying about financial loss if you become sick or have an emergency.
Trip interruption
The trip interruption insurance of up to $2,000 per covered individual, to a maximum of $10,000 per account can provide peace of mind while traveling.
Flight delay
The BMO AscendTM World Elite®* Mastercard®* comes with Flight Delay insurance, so if your flight is delayed for 4 hours or more, you are eligible for $500 per account per trip coverage.
Medical emergency
In case of an unexpected medical emergency, you are covered for up to $5,000,000 for up to 8 consecutive trip days. So you can focus on recovering while Allianz handles the bills.
Extended warranty
Extended Warranty Insurance by BMO doubles the original manufacturer’s warranty to a maximum of 1 additional year.
Purchase protection
Shop confidently with Purchase Security Insurance which provides up to 90 days of coverage against theft or damage of covered items from the date of purchase.
Benefits
VIP Airport lounge pass
Complimentary membership in Mastercard Travel Pass provided by DragonPass,* with four annual complimentary passes. Get access to over 1,300+ lounges worldwide through the Mastercard Travel Pass program.
Concierge service
With BMO concierge service, you can receive personalized travel planning assistance and assistance with event tickets and restaurant reservations.
Exclusive discounts with my favorite brands
Save up to 25% on car rentals at participating National Car Rental and Alamo Rent A Car locations. Plus, get a 15% admission discount for Cirque du Soleil shows in Canada and a 20% discount for resident shows in Las Vegas.
More rewards with additional card
If you want to earn points even faster, add an additional cardholder to your account. With an extra cardholder, you'll get 25% more points on all purchases.
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