Welcome Offer
Earn $100 cashback bonus
First year annual fee waived
Pay no annual fee for the first year ($120 value)
Requirements

Score
Residency
Income
Insurance
Flight delay
Flight delay insurance covers up to $250 per insured per day for up to 2 days ($500 total), only after experiencing delays of 4 hours or more.
Emergency purchases
Emergency purchase coverage in the event of baggage delay covers up to $250 per insured per day for up to 2 days ($500 total), only after experiencing baggage delay of 4 hours or more.
Travel accident
Accidental death and dismemberment coverage up to a total of $750,000 if in a common carrier and up to $225,000 if in a rental car.
Trip interruption
Trip interruption insurance covers a maximum of $1,000 per insured person, to a maximum of $5,000 per trip.
Trip cancellation
Trip cancellation insurance covers a maximum of $1,000 per insured person, to a maximum of $5,000 per trip.
Hotel or motel burglary
Hotel/motel burglary insurance covers up to $1,000 per occurrence.
Medical emergency
Travel emergency medical insurance covers up to $2,000,000 for a period of 22 consecutive days (if under 65 years old).
Extended warranty
Extended warranty coverage doubles the manufacturer's warranty for a maximum of one full year.
Purchase protection
Purchase protection insurance covers damage, loss or theft for up to 90 days after purchase.
Auto rental coverage
Collision damage waiver covers car rentals for up to 48 consecutive days, providing protection against the amount liable to the rental agency due to damages or theft.
Lost or stolen baggage `insurance
Lost baggage insurance covers up to $1,000 per trip for all insured persons in the event your baggage is lost unretrievable by the carrier.
Benefits
VIP Airport lounge pass
Get the Mastercard Travel Pass, provided by DragonPass, which allows you to access airport security fast track worldwide, access over 1,200 airport lounges (2 free visits per year) and get discounts at airport restaurants and spas.
Worldwide customer service
ATB Financial is dedicated to providing excellent customer service. Their knowledgeable and friendly staff are always available to help you with your banking needs 24 hours a day.
More rewards with additional card
Add supplementary cards to earn more rewards, faster.
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