Hardbacon logo
LanguageFR

RBC Visa Classic Low Rate Option

Special Feature(s)
Free additional card
Interest Rates
12.99 %Purchase
12.99 %Cash Advance
Annual Fees
$20Main Cardholer
$0Additional Card

Requirements

img
img
Credit
Score
img
Canadian
Residency
img
Required
Income

Insurance

🛍

Purchase protection

The cardholder receives purchase insurance which covers accidental damage or physical loss of property or gifts within 90 days of purchases.

📆

Extended warranty

An extended warranty insurance automatically doubles the time of the manufacturer's warranty, up to a maximum of 1 year.

📆

Extended warranty

Help protect your RBC credit card balance when you need it most – with optional BalanceProtector Max. If you lose your job or become totally disabled, this coverage can pay 25% of your credit card total account balance – up to $6,250 per month for up to four months. If you pass away, this coverage can make a single payment of the total amount owing on your credit card account to a maximum benefit amount of $25,000. Enrolment is easy for eligible cardholders. You may cancel at any time. Premiums are $1.20 per $100 of your account balance on your statement date (plus applicable taxes). Terms, conditions and eligibility restrictions apply. Full details are available on rbcroyalbank.com. This insurance coverage is underwritten by American Bankers Insurance Company of Florida and American Bankers Life Assurance Company of Florida, who carry on business in Canada under the trade name of Assurant®.

Benefits

Exclusive discounts with my favorite brands

Recieve discounts on fuel from Petro-Canada, earn extra Be Well points at Rexall, access discounts with Hertz and a free year subscription to DoorDash.

Similar Cards

Arrow
Arrow

Related Articles

The 12 Best Credit Cards Welcome Offers in Canada for December 2023
The 12 Best Credit Cards Welcome Offers in Canada for December 2023

The best credit card offers in Canada are here to warm up your wallet as the mercury drops. But the best credit card is not the same for everyone, since we all have different needs. So you shouldn’t choose a credit card just to get a gift or points, or whatever. However, if you have […]

How to Choose a Credit Card in Canada
How to Choose a Credit Card in Canada

Are you looking for a new credit card or your first credit card? Before using Hardbacon’s credit card comparator to pick the best card, consider these points so that you choose the one that best meets your needs. Credit card interest There are several things to consider during your search, but the most important question […]

The 7 Best BMO Credit Cards in Canada
The 7 Best BMO Credit Cards in Canada

BMO is renowned for its extensive range of credit card options designed to meet the diverse needs of Canadian consumers. Whether you’re seeking the best travel credit card, cash back, or low-interest rates, BMO has curated a selection of credit cards that cater to every lifestyle and financial goal. In this comprehensive overview, we will […]

The 20 Best Credit Cards in Quebec in 2023
The 20 Best Credit Cards in Quebec in 2023

What makes a good credit card? Is it a low-interest rate? A generous rewards program? Or the absence of annual fees? The answer varies from person to person, since everyone’s needs are different. We’ve compiled cards for every budget and every profile. So whether you’re a frequent traveler or a parent who wants to save […]

Still Not Sure Compare Credit Cards and find the best one for your needs.