Requirements

Score
Residency
Income
Insurance
Travel accident
The American Express Essential Credit Card includes $100,000 travel accident insurance, which can provide protection in the event of accidental death or dismemberment while travelling.
Purchase protection
Purchase protection coverage for up to $1,000 per occurrence from accidental damage or theft of your eligible items purchased within 90 days of purchase date.
Extended warranty
An extended warranty of 1 additional year for eligible purchases is available for this card.
Benefits
Worldwide customer service
You can contact customer services 24/7 from any location in the world.
Exclusive discounts with my favorite brands
If you have an American Express card, check out the Amex Experiences website for exclusive discounts on vacations, dining, sporting events, and more.
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