Welcome Offer: Get a 0.99% introductory interest rate on Balance Transfers for 9 months with a 2% transfer fee and we'll waive the $29 annual fee for the first year*
Personal credit card with a low interest rate
This personal low-interest credit card has the lowest BMO interest rate of 13.99% for purchases and 15.99% on cash advances, making it perfect for those who want to save money on interest charges.
Free additional card
Cardholders can add a supplementary cardholder to their account at no extra cost. This means they can share the benefits and rewards of their account with a family. No matter where they shop, the supplementary cardholder will also enjoy the low preferred rate on purchases.
Extended Warranty Insurance by BMO doubles the original manufacturer’s warranty to a maximum of 1 additional year.
Shop confidently with Purchase Security Insurance which provides up to 90 days of coverage against theft or damage of covered items from the date of purchase.
Worldwide customer service
BMO cards come with 24/7 customer support anywhere in the world.
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