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A 900 credit score is perfect and basically the holy grail of scores. A credit score is a measure of your creditworthiness. It is a three-digit number that tells a lender if you are fit to be given a loan. A higher credit score shows that you are more likely to repay your debt as […]

Navigating the labyrinthine world of options trading can be a daunting task in Canada. From the uninitiated beginner to the seasoned investor, everyone needs a reliable platform that aligns with their trading goals, offers robust tools, and doesn’t break the bank with fees. This comprehensive guide aims to demystify the realm of options trading and […]

Credit card surcharge fees in Canada feel ominous – like the final blow that could take down your financial house of cards. If you don’t know what these are, buckle up – because the cost of living could ratchet even higher. In 2021, the tension around these charges reached a fever pitch after a class […]

What happened to Stack? Having unanswered financial questions can give you a headache. Which institution offers the best benefits? Which bank account is ideal for your needs? How do you save money? Which credit card should you choose? And most importantly, what to do now that your beloved prepaid card has been put to bed. […]

According to Statistics Canada, the median young adult earns $16,400 annually. As such, some of the best credit cards in Canada requiring over $60,000 in income are out of the picture. However, many cards still offer this demographic loads of value. For example, you can receive enhanced cashback and welcome bonuses for low to no annual […]

Qualifying for a new credit card can be tough. What are the easiest credit cards to get in Canada? Whether you have insufficient credit history or a poor credit score, it can be difficult to determine exactly which cards you will be approved for. Plus, credit inquiries can negatively impact your credit score. Apply for […]

The day that many have predicted finally came to pass. On Friday, March 10, 2023, Loyalty Ventures, the American company that owns and operates the Air Miles Reward Program, filed for Chapter 11 bankruptcy, a move that could have ended the Air Miles program as we know it. But it didn’t, thanks to the Bank […]

In collaboration with KOHO Canada’s big banks are charging increasingly high interest rates to borrowers, but their savings accounts aren’t keeping pace. Your nest egg is likely growing more slowly than inflation. The consequence? A loss of your purchasing power. How can you come out on top in such a context? Simply by finding the […]

Filing for bankruptcy is a tough and stressful decision to make, but it may be the only way for you to get rid of a difficult financial situation, especially if alternatives to bankruptcy are not an option for you. If this scenario applies to your current financial situation in Canada and you are wondering whether […]

So, you took your G Test in Ontario and unfortunately, you didn’t get the outcome you had hoped for. Don’t despair. After all, many people fail their G Test on their first attempt. But what happens if you fail your G test? In this article, we will explore the various repercussions of failing the G Test […]

If you’ve ever been caught running a red light, you know firsthand the sinking feeling that comes with it. Not only is it dangerous and illegal, but it can also result in a hefty fine. Some parts of Canada have embraced red light camera tickets, with Alberta installing 453 cameras since 2009. Meanwhile, Ontario has […]

In Canada, private banking isn’t just another service. This exclusive suite of financial solutions exists specifically for high-net-worth individuals (HNWI). These individuals have more than $1 million in investable assets. In 2022, HNWI made up more than 350,000 of Canada’s 40 million residents.  To win the business of the wealthy, banks elevate their offerings well […]