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Historically speaking, cryptocurrency platforms have been noticeably unhappy with the very idea of regulation. They wanted to make their own rules to the extent possible and they recoiled in terror anytime a Canadian governmental body or other oversight agency even suggested making rules about cryptocurrency transactions. For a long time, that is just the way […]

The joint mortgage is pretty common in Canada and continues to grow in popularity. But why? As the cost of housing in Canada surges to new highs, many are being shut out of the real estate market; they are unable to secure affordable housing or build wealth. In many cities, the income and down payment […]

At its heart, Ethereum serves as an open-source blockchain platform that is fully powered by its own cryptocurrency, called Ether, which happens to be the second-most popular cryptocurrency in the word behind Bitcoin. Like Bitcoin, Ether has been able to find several practical and accepted uses as a payment technology that has found its place […]

When you think of NFTs, you may imagine the popular CryptoPunks or Bored Apes whose collections are worth hundreds of millions of dollars. While these NFT juggernauts are quite impressive, what may even be more noteworthy are the number of artists who are finding fast success selling their art through NFT platforms such as VirgoCX […]

If you’re looking to improve your credit score but are new to personal finance or feel overwhelmed by numbers, Mogo’s credit score checker may be for you. Although it doesn’t provide an in-depth analysis of your credit history, Mogo makes it easy to check your score and provides incentives for improvement. While the platform may […]

Should you co-sign a mortgage loan? In the last twenty years, home prices have risen a staggering 375% across the country, on average. In some cities, that requires a six-figure down payment. Canada’s housing crisis is making it even more difficult for people with good credit and gainful employment to access affordable housing. More Canadians […]

We started from the bottom now we’re here. Who’s we? Wealthsimple is the new kid on the fintech block kicking butt and taking names. If you haven’t heard of Wealthsimple, they’re only the biggest online investment and trading platform in the country. They’re on a mission to make “financial freedom a fundamental human right,” starting […]

Why do people invest in Canada? Actually, why does anyone invest their money in any financial market? It’s to achieve financial freedom and generate income or value from assets not related to your salary.  There are different ways to achieve this, mainly through active or passive investments.  The typical investment vehicles include bonds, futures, options, […]

Canadians: you can work in many other countries without needing a visa. This is legitimate work too, not working under-the-table in a country when you are eighteen and trying to find yourself. Sure, you still have to do some research about the place you want to visit. Before you embark on your trip, make sure […]

If you conduct an informal survey of recent homebuyers, you’ll likely hear two different things about their real estate agent. They’ll generally answer with, “My agent was the best!” or “My agent was terrible.” Those two answers really show how important it is to find the right real estate agent. As a matter of fact, […]

Keeping a close eye on your credit score, such as TransUnion credit score, is very important for your financial well-being. Keeping a good score will help you get the best deals for your new mortgage and credit card applications. However, if you have late or missed payments, credit recoveries, public records, and a lot of […]

Let’s talk about mental health and how it affects your income. I’ve struggled with anxiety and depression almost my entire life and it has affected my personal relationships, marriage, motherhood, my career and, you guessed it, my money too. There are obvious ways money and mental health go hand-in-hand, but there are less obvious consequences […]