Mortgage
Everyone’s house could use a little spruce, especially before listing your home on the MLS. Choosing the best home improvements can translate into serious cash at closing time, and as a result, into a smaller mortgage on your next home. But which home improvements are a good idea and which ones aren’t such a good […]
Buying a home is no small task. Whether it’s your first home or not, purchasing real estate requires a lot of time and cash. In addition, it can come with a certain amount of risk since there is no money-back guarantee. To save time, money, and stress, shop for a house with a buyer’s agent. […]
It can feel overwhelming to buy or sell a home. But never fear, we are here to help you understand what you should look for when choosing a realtor in Canada. Working with the right real estate agent from the start is incredibly important. You should have confidence that your agent will do right by […]
BMO is trying to set themselves apart from other major Canadian Banks by offering some exciting programs and it couldn’t have come at a better time. Housing prices have soared since 2021, causing Canadians to change their plans in terms of homebuying. A 2022 housing survey conducted by BMO found that the pandemic and rising […]
A house is the most expensive purchase you’ll ever make. But unless you’re Jeff Bezos, you probably can’t buy a house outright with cash. Like the rest of us, you’ll need to find a lender willing to finance your mortgage. But not all mortgages, or the lenders who offer them, are created equal. It’s not […]
The Canadian government put aside 2 billion dollars to help Canadians buy their first home. First it was the First Home Savings Account (FHSA), now they’ve added a rent-to-own housing program Rent-to-own can be a great arrangement for landlords and tenants alike. It is great for landlords who want an exit strategy from the rental […]
Subprime mortgages account for more than 1 in 10 of all mortgages in Canada. But there was a time when the term “subprime mortgage” was a four-letter word in the Canadian banking industry. It was whispered under hushed tones in darkened hallways, oft with an air of equal parts smug superiority and contempt. Why, then, are […]
When you start your home buying journey, the last thing you want is to be denied on your mortgage application. For many Canadians with low credit scores or non-traditional employment histories, not being approved for a mortgage is a fear that often becomes a reality. Even Canadians that seem like good candidates for mortgage approval […]
First National is a subprime mortgage lender offering mortgage solutions for Canadians. Their focus on providing mortgages for customers who may not qualify for traditional mortgages is crucial as more and more Canadians struggle to make ends meet. As people across the country try to survive a changing income, poor credit history, and other financial […]
When most Canadians think of mortgage providers, the Big Six Canadian banks including BMO, CIBC, and TD come to mind. However, not everyone is able to get a mortgage from a Big Six bank. Often, larger banks require a good credit score and other income requirements in order to accept your mortgage application. Those with […]
With inflation skyrocketing and many Canadians recovering from financial struggles stemming from the pandemic, many are having difficulty getting approved for a mortgage. For those with fluctuating income or low credit scores, being approved for a mortgage through one of the Big Six banks is almost impossible. However, B lenders like Home Trust are helping […]
It’s time to list your house for sale. Once you clean out the garage, paint the kitchen, and fix any other imperfections, you’re ready to list, right? Not so fast. There’s one more important piece to the puzzle that you may be missing – a new land survey. Land surveys are overlooked by many home […]
