American Express Cobalt® Card

Welcome Offer
30 000 Points
Interest Rates
20.99 %Purchase
21.99 %Cash Advance
Special Feature(s)
Free additional card
Annual Fees
$155.88Main Cardholer
$0Additional Card


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Net annual rewards the 1st year


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Welcome Offer

Earn up to 30,000 Membership Rewards® points

New American Express Cobalt® card holders are eligible for 30,000 welcome Membership Rewards® points. In order to benefit from this offer, you need to spend a minimum of $500 monthly on purchases to get 2,500 Memberships Rewards bonus points per month, that sums up to 30000 per year, with a total value of $300 (every 10,000 Rewards points is worth $100). Conditions apply.

Special Feature(s)


Personal travel rewards credit card

Looking for a personal travel credit card that offers great rewards and perks? American Express Cobalt Card offers 5x rewards points on dining and 2x on travel expenses, and x3 on eligible hotel bookings.


Free additional card

Cardholders can enjoy the convenience of giving supplementary cards to family members or trusted colleagues at no extra cost. With up to 9 supplementary cards available per account for free, you can easily manage expenses and keep track of spending for yourself and those around you.





Mobile device insurance

Mobile device insurance covers all eligible mobile devices purchased with your American Express Cobalt® card for up to $1000.

Flight delay

The American Express Cobalt® Card includes Flight Delay Insurance, which can help you if your flight is cancelled or delayed. This insurance can reimburse you for expenses like meals and hotel rooms, up to $500 per day.


Travel accident

The American Express Cobalt® Card includes $250,000 travel accident insurance, which can provide protection in the event of accidental death or dismemberment while traveling.


Medical emergency

You have $5,000,000 eligible medical expenses coverage while travelling outside the province or territory of residence in Canada for the first 15 consecutive days.


Auto rental coverage

For those who enjoy road trips, car rental theft and damage insurance is available for all rented cars with an MSRP of up to $85,000.


Hotel or motel burglary

As a cardholder of the American Express Cobalt®, you are eligible for $500 hotel burglary insurance. This coverage protects your personal property in the event of theft during a hotel stay.



Worldwide customer service

Cardholders have access to 24/7 customer support available worldwide!

Exclusive discounts with my favorite brands

You can receive up to $100 hotel credit at The Hotel Collection resorts and hotels. If you have an American Express card, check out the Amex Experiences website for exclusive discounts on vacations, dining, sporting events, and more.

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Still not sure? Compare credit cards and find the best one for your needs.