RBC IONᵀᴹ Visa

Welcome Offer
6 000 Points
Interest Rates
20.99 %Purchase
22.99 %Cash Advance
Annual Fees
$0Main Cardholer
$0Additional Card

REWARD CALCULATOR

Enter your total monthly expenses or by category

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Groceries

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Gas

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Restaurants

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Travel

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Other

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Total

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Net annual rewards the 1st year

$
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Net annual rewards in subsequent years

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animation get price

Welcome Offer

Receive a welcome bonus of 6,000 Avion Points

Get 6,000 Avion welcome points upon approval*, that’s $40 of value in gift cards!. * Conditions apply. Apply by October 31, 2023.

Special Feature(s)

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Personal rewards credit card

This basic personal rewards credit card offering rewards earning potential and partner discounts with no annual fee.

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Free additional card

There is no fee to add additional cards to your account, so if you want to share your RBC ION+ Visa with a spouse or child, go ahead and add them.

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No annual fee

The card comes with no annual fee, so you can keep it forever.

Requirements

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699
Credit
Score
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Canadian
Residency
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Required
Income

Insurance

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Purchase protection

Purchase security covers loss or damage to new purchases up to 90 days from date of purchase, with a maximum coverage of $50,000.

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Extended warranty

Extended warranty doubles the manufacturer's warranty up to a maximum of 1 year.

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Extended warranty

Help protect your RBC credit card balance when you need it most – with optional BalanceProtector Max. If you lose your job or become totally disabled, this coverage can pay 25% of your credit card total account balance – up to $6,250 per month for up to four months. If you pass away, this coverage can make a single payment of the total amount owing on your credit card account to a maximum benefit amount of $25,000. Enrolment is easy for eligible cardholders. You may cancel at any time. Premiums are $1.20 per $100 of your account balance on your statement date (plus applicable taxes). Terms, conditions and eligibility restrictions apply. Full details are available on rbcroyalbank.com. This insurance coverage is underwritten by American Bankers Insurance Company of Florida and American Bankers Life Assurance Company of Florida, who carry on business in Canada under the trade name of Assurant®.

Benefits

Exclusive discounts with my favorite brands

Earn 1.5 Avion Points per every $1 spent on qualifying purchases including grocery, gas, digital gaming, transportation, electric vehicle charging, streaming services, subscriptions and more. Earn 1 Avion Point per $1 spent on everything else, including pre-authorized bill payments. Redeem Avion Points on credit card balance, send money to friends or use it on merchandise from Apple. Best Buy and other items from the Avion Rewards Catalogue. Save 3¢/L on fuel and earn 20% more Petro-Points when you pay with your RBC Visa Platinum credit card. Earn extra Be Well points when shopping at Rexall. Get a 3-month complimentary DashPass subscription from DoorDash.

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More rewards with additional card

Add supplementary cardholders to earn more rewards, faster.

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