Reward

American Express Cobalt® Card

Welcome offer
30 000Points
Spend $500 on purchases during each monthly period
INTEREST RATES
20.99% Purchase
21.99% Cash advance
special feature(s)
Free additional card
Cardholders can enjoy the convenience of giving supplementary cards to family members or trusted colleagues at no extra cost. With up to 9 supplementary cards available per account for free, you can easily manage expenses and keep track of spending for yourself and those around you.
ANNUAL FEES
$155.88 Main cardholer
$0 Additional card

REWARD CALCULATOR

Enter your total monthly expenses or by category

🍽
Restaurants
🖥
Internet
🚗
Auto & Transport
🧳
Travel
💵
Other
💸
Total
$
Welcome offer
The calculation result is based on the conversion of the welcome offer points into statement credit
$
Estimated annual rewards
The calculation result is based on the conversion of the maximum number of points that can be awarded after the first year

This card is awesome for a personal user because :

Earn up to 30,000 Rewards bonus points in your first year

New American Express Cobalt® cardholders are eligible for 30,000 welcome Membership Rewards bonus points. Earn up to 2,500 monthly by spending $500 on purchases. Pay for almost anything with your Rewards points. 10,000 Rewards points is worth $100.

Personal travel rewards credit card

Looking for a personal travel credit card that offers great rewards and perks? American Express Cobalt Card offers 5x rewards points on dining and 2x on travel expenses, and x3 on eligible hotel bookings.

Free additional card

Cardholders can enjoy the convenience of giving supplementary cards to family members or trusted colleagues at no extra cost. With up to 9 supplementary cards available per account for free, you can easily manage expenses and keep track of spending for yourself and those around you.

REQUIREMENTS

690
CREDIT
SCORE
CANADIAN RESIDENCY
40 000
REQUIRED INCOME

INSURANCE

📵

Mobile device insurance

Mobile device insurance covers all eligible mobile devices purchased with your American Express Cobalt® card for up to $1000.

Flight delay

The American Express Cobalt® Card includes Flight Delay Insurance, which can help you if your flight is cancelled or delayed. This insurance can reimburse you for expenses like meals and hotel rooms, up to $500 per day.

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Travel accident

The American Express Cobalt® Card includes $250,000 travel accident insurance, which can provide protection in the event of accidental death or dismemberment while traveling.

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Medical emergency

You have $5,000,000 eligible medical expenses coverage while travelling outside the province or territory of residence in Canada for the first 15 consecutive days.

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Auto Rental coverage

For those who enjoy road trips, car rental theft and damage insurance is available for all rented cars with an MSRP of up to $85,000.

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Hotel or motel burglary

As a cardholder of the American Express Cobalt®, you are eligible for $500 hotel burglary insurance. This coverage protects your personal property in the event of theft during a hotel stay.

BENEFITS

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Worldwide customer service

Cardholders have access to 24/7 customer support available worldwide!

Exclusive discounts with my favorite brands

You can receive up to $100 hotel credit at The Hotel Collection resorts and hotels. If you have an American Express card, check out the Amex Experiences website for exclusive discounts on vacations, dining, sporting events, and more.

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