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Low interest

American Express Essential Credit Card

special feature(s)
No annual fee
No annual fee for primary or secondary card holders.
Free additional card
You can order maximum 9 supplementary cards per one account.
Longer interest free period
Up to 25 interest-free days for new purchases on your next statement.
INTEREST RATES
12.99% Purchase
12.99% Cash advance
ANNUAL FEES
$0 Main cardholer
$0 Additional card

Personal low interest credit card

With a low-interest rate and no annual fee, this is a credit card ideal for those looking for an affordable option for everyday purchases.

No annual fee

No annual fee for primary or secondary card holders.

Free additional card

You can order maximum 9 supplementary cards per one account.

Longer interest free period

Up to 25 interest-free days for new purchases on your next statement.

REQUIREMENTS

690
CREDIT
SCORE
CANADIAN RESIDENCY
REQUIRED INCOME

INSURANCE

🦷

Travel accident

The American Express Essential Credit Card includes $100,000 travel accident insurance, which can provide protection in the event of accidental death or dismemberment while travelling.

🛍

Purchase Security

Purchase protection coverage for up to $1,000 per occurrence from accidental damage or theft of your eligible items purchased within 90 days of purchase date.

📆

Extended Warranty

An extended warranty of 1 additional year for eligible purchases is available for this card.

BENEFITS

🌎

Worldwide customer service

You can contact customer services 24/7 from any location in the world.

Exclusive discounts with my favorite brands

If you have an American Express card, check out the Amex Experiences website for exclusive discounts on vacations, dining, sporting events, and more.

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