a
Reward
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Scotiabank American Express® Card

Welcome offer
7 000Points
INTEREST RATES
19.99% Purchase
22.99% Cash advance
ANNUAL FEES
$0 Main cardholer
$0 Additional card

REWARD CALCULATOR

Enter your total monthly expenses or by category

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Groceries
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Gas
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Public Transportation
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Other
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Total
$
Net annual rewards the 1st year
This amount is the net value of the rewards that this card will earn in the first year, based on your spending. Our calculation takes into account the welcome offer (if any) and deducts the annual fee (if any).
$
Net annual rewards in subsequent years
This amount is the annual net value of the rewards this card will earn after the first year, based on your spending. If there is an annual fee associated with this card, it is deducted from the total annual rewards.

Welcome offer

Earn up to 5,000 bonus Scene+™ points

Earn up to 5,000 Scene+™ points by making $750 in eligible purchases during the first three months. Offer ends in June 30, 2023. Conditions apply.

Get 2000 additional Scene+ Points

Make $5,000 in qualifying purchases in the first year to earn them. This will give you a combined total of 7,000 points worth $120 in travel rewards. Offer ends June 30, 2023.

Special features

Personal travel rewards credit card

This card offers rewards at no cost to you. Enjoy 3x Scene+ points at eligible grocery stores, plus 2x points for dining, entertainment, and transportation purchases, and 1 point for everything else.

No annual fee

The Scotiabank American Express card comes with no annual fee.

No conversion fees

Scotiabank is the only major financial insitution in Canada to waive the 2.5% currency conversion fee.

Free additional card

Supplementary cards can be added to the account for no additional cost.

REQUIREMENTS

669
CREDIT
SCORE
CANADIAN RESIDENCY
80 000
REQUIRED INCOME

INSURANCE

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Purchase Security

Purchase protection for items charged to your card extends for the first 90 days from the date of purchase.

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Extended Warranty

Items charged to your card are covered under an extended warranty that doubles that of the manufacturer.

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Mobile device insurance

Use your card to purchase new mobile devices on or after July 1, 2022 to receive coverage against loss, theft, damage or technical failure up to $500.

BENEFITS

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More rewards with additional card

Add an additional card to your account to start collecting Scene+ points faster. Scene+ points can be redeemed for travel rewards or for gifts and merchandise at the Scene+ store online.

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Exclusive discounts with my favorite brands

Plus, take advantage of all the benefits American Express has to offer including Special Offers, Access and Experiences. Cardholders can also save up to 25% of particpating AVIS and Budget locations in Canada and the U.S.

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