Reward

Scotiabank American Express® Card

Welcome offer
12 000Points
The 12,000 Bonus Scene+ Points Offer (the “Offer”) applies only to new Scotiabank American Express credit card accounts (“Account”) opened by April 30, 2023 and is subject to the below terms and conditions. Offer may be changed, cancelled or extended without notice at any time and cannot be combined with any other offers.
INTEREST RATES
19.99% Purchase
22.99% Cash advance
special feature(s)
No annual fee
The Scotiabank American Express card comes with no annual fee.
No conversion fees
Scotiabank is the only major financial insitution in Canada to waive the 2.5% currency conversion fee.
Free additional card
Supplementary cards can be added to the account for no additional cost.
ANNUAL FEES
$0 Main cardholer
$0 Additional card

REWARD CALCULATOR

Enter your total monthly expenses or by category

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Groceries
⛽️
Gas
🚆
Public Transportation
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Total
$
Welcome offer
The calculation result is based on the conversion of the welcome offer points into statement credit
$
Estimated annual rewards
The calculation result is based on the conversion of the maximum number of points that can be awarded after the first year

Personal travel rewards credit card

This card offers rewards at no cost to you. Enjoy 3x Scene+ points at eligible grocery stores, plus 2x points for dining, entertainment, and transportation purchases, and 1 point for everything else.

No annual fee

The Scotiabank American Express card comes with no annual fee.

No conversion fees

Scotiabank is the only major financial insitution in Canada to waive the 2.5% currency conversion fee.

Free additional card

Supplementary cards can be added to the account for no additional cost.

REQUIREMENTS

CREDIT
SCORE
CANADIAN RESIDENCY
80 000
REQUIRED INCOME

INSURANCE

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Purchase Security

Purchase protection for items charged to your card extends for the first 90 days from the date of purchase.

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Extended Warranty

Items charged to your card are covered under an extended warranty that doubles that of the manufacturer.

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Mobile device insurance

Use your card to purchase new mobile devices on or after July 1, 2022 to receive coverage against loss, theft, damage or technical failure up to $500.

BENEFITS

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More rewards with additional card

Add an additional card to your account to start collecting Scene+ points faster. Scene+ points can be redeemed for travel rewards or for gifts and merchandise at the Scene+ store online.

Exclusive discounts with my favorite brands

Plus, take advantage of all the benefits American Express has to offer including Special Offers, Access and Experiences. Cardholders can also save up to 25% of particpating AVIS and Budget locations in Canada and the U.S.

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