REWARD CALCULATOR
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Welcome Offer
Get 20,000 Scene+ points
Get 20,000 additional Scene+ Points
Make $7,500 in qualifying purchases in the first year to earn them. This will give you a combined total of 40,000 points worth $120 in travel rewards. Offer ends July 1, 2023.
Special Feature(s)
Newcomers who value rewards and benefits and are looking for a personal credit card to build a credit history will benefit especially well from this card.
For a small fee, this card is perfect for newcomers with little to no credit history. Plus, it comes with valuable travel rewards and benefits.
No conversion fees
Scotiabank is the only major financial institution in Canada to waive the 2.5% conversion fee on foreign purchases made abroad or online. Regular exchange rates apply.
Requirements
Score
Residency
Income
Insurance
Medical emergency
Card members and dependents are eligible for up to $1 million in emergency medical coverage.
Trip cancellation
Card holders and dependents are eligible for up to $1500 in travel expenses for trip cancellation if you charge at least 75% of trip expenses to your card.
Trip interruption
Card holders and dependents are eligible for up to $1500 in travel expenses for trip interruption if you charge at least 75% of trip expenses to your card.
Flight delay
You are eligible for reimbursement of expenses related to a delayed flight if you charge at least 75% of your ticket cost to your card.
Travel accident
Cardholders and dependents have automatic travel accident insurance when at least 75% of the cost of the ticket is charged to your card.
Auto rental coverage
Cardholders are automatically covered for collision, loss or damage to a rental car when the total cost of the rental is charged to your card.
Hotel or motel burglary
Personal property is covered against theft from your hotel/motel up to a maximum of $1000 when your card is used to pay for the reservation.
Mobile device insurance
Use your card to purchase new mobile devices on or after October 1, 2022 to receive coverage against loss, theft, damage or technical failure up to $1000.
Purchase protection
Purchase protection for items charged to your card extends for the first 90 days from the date of purchase.
Extended warranty
Finally, items charged to your card are covered under an extended warranty that doubles that of the manufacturer.
Benefits
VIP Airport lounge pass
Cardholders can take advantage of a discounted membership on Priority Pass, which grants access to over 1200 airport lounges around the world.
Concierge service
Amex concierge services can help you make your reservations easily and hassle-free.
More rewards with additional card
Cardholders can add supplementary cards to their account and start earning more Scene+ points which can be redeemed for flights through the Scene+ Travel Portal.
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