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Your credit report is an essential aspect of your financial profile, and it’s critical to dispute any errors you find on your credit report as early as possible. You can dispute your credit report by mailing or submitting the necessary documentation to Equifax, one of Canada’s two major credit bureaus; the other credit bureau is […]

Looking for cheap houses for sale in Canada for 2022? Who isn’t? Here are some good ways to find a home for less. Fixer uppers If you see a property that has the description “handyman’s special,” it’s almost certain that the home can use some work. Buying a home that needs some love and attention […]

Financial technology is redefining what financial freedom means for The Great White North. Crypto companies like Bitvo, have become some of the most influential players in this space. They’re advocating for the kind of meaningful change that actually puts power and wealth back in the hands of everyday people. But in true Canadian fashion, they’re […]

Are cryptocurrencies taxed in Canada?  What if you buy them on a Canadian crypto exchange? What if you keep them in a wallet? Does the Canada Revenue Agency (CRA) consider cryptocurrencies as legal tender? Why are Canadians asking so many questions about cryptocurrencies and taxes? It’s because crypto traders have to pay taxes on their […]

Canadians who have started to invest in cryptocurrency for the first time may be in for a shock when tax time rolls around. Many believe that they can invest in crypto without having to pay taxes, but that isn’t the case in Canada. Canadians are expected to pay taxes when it comes to their crypto […]

A credit score has a fundamental impact on the life of any prospective borrower. Normally, you have to pay to check your own score, but a growing number of banks and fintech apps are making it possible to check your credit score online for free. This is the case with Desjardins, which, in partnership with […]

Your credit score includes three powerful numbers, known as a FICO score, which can determine a lot in your life. If your credit score is low, you may not be able to get loans and if you do, they’ll include high interest rates. You will have a hard time gaining access to credit cards and […]

Your credit score can affect your everyday life, from shopping at the grocery store to buying a car or renting an apartment. A credit score is a three-digit number that creditors use to ascertain the likelihood of paying your bills on time. In Canada, a credit score falls between 300 to 900. The higher your […]

Your credit score has major implications on your day-to-day life, determining whether you are able to get a mortgage, lease a car, or even sign up for a credit card. However since it is difficult to view your entire credit history, you may be unaware of factors that are lowering your score. Worse yet, if […]

How do investors spell smart? SMRT. CoinSmart* Canada hit the Neo Stock Exchange in November, 2021 trading under the ticker symbol SMRT. CoinSmart Canada recently joined the ranks of an exclusive club of cryptocurrency exchange platforms to become a fully regulated and registered digital asset dealer. The move punctuates the crypto market’s evolution from obscurity […]

Is there a such thing as crypto technical analysis? For this Canadian crypto-trader, there absolutely is. In the stock market, the conventional wisdom says slow and steady wins the race. Then the cryptocurrency market exploded in 2021 and flipped traditional wisdom on its head. Millionaires were minted overnight. To onlookers, it appeared as though printing […]

Considering the state of Canada’s booming real estate market, you’ll need a mortgage if you wish to purchase property. However, tight budgets and low wages can make it difficult to qualify for a mortgage with a high principal. With a shaky credit score, you’ll have a tough time securing a mortgage, leading to additional financial […]