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3 out of 10 Canadians own cryptocurrencies. Surprised? Hold on to your tuques because we live in a country of young investors who are risk takers! At least that’s one of the surprising facts that emerged from a survey of investment habits conducted among Hardbacon users between June 25 and July 14, 2021. However, the […]

Before you start house-hunting, first you need a mortgage pre-approval. It might sound a little backwards but there’s a reason you need one before you do anything else. Applying for a mortgage pre-approval is like asking your lender to go steady. It’s kind of a big deal. If you want a mortgage lender to swipe […]

Do you need money, like, right now? Maybe some idiot rear-ended your car. Or maybe your dentist doesn’t offer direct billing and you just can’t ignore that toothache any longer. Whatever the case, don’t feel embarrassed, we’ve all been there. And we’ve learned a thing or two about accessing quick cash to cover unexpected expenses. […]

Today, Hardbacon is launching a television advertising campaign. The campaign comes in the form of four advertisements emphasizing the importance of shopping around for financial products. Of course, as a technology company, you don’t launch solely a TV campaign. So it will also be featured on Facebook, YouTube and Reddit, where a growing proportion of […]

Celestian Rince and Stephanie Williams are the Vancouver millennial couple who have uncoupled from the materialistic, consumer driven rat race. Instead, they’re devoted to building a life of elegant simplicity – one lean on luxuries but rich in experience. A life clear from the clutter of stuff can leave room for only one thing – […]

Canadian cannabis stocks continue to remain volatile in 2021. These stocks have grossly underperformed the broader markets in the last two and a half years. Pot stocks on the TSX have been grappling with a variety of structural issues. These include slower than expected rollout of cannabis stores in large Canadian provinces, cannibalization from a […]

Buying your first home is a huge milestone worth being proud of. For many Canadians, owning a home is a big life achievement that comes with many incredible benefits. Homeownership allows you to build home equity, so it’s a great way to build personal wealth. Besides, it gives you the pride that comes with owning […]

The S&P/TSX index is soaring but there are still quite a few stocks out there that are undervalued and are available for a bargain. When markets zoom, every stock looks cheap but smart investors know to separate froth from the substance.  After all, when markets take a break and overvalued stocks get punished, it might […]

Choosing between fixed and variable mortgages is a decision that will affect you for many years to come, so it’s best to take your time to understand the pros and cons of each option. Making the right choice can help you save money in the long term and meet your goals. In this article, we […]

Investing in real estate investment trusts (REITs) remains an attractive option for income investors. Generally, a REIT has a diversified base of cash-generating assets that allows it to generate a steady stream of cash flows. As cash flows are stable and predictable, REITs pay dividends to investors that are higher than most other companies in […]

There are several myths that surround stock market investing. One common assumption is that investing in equities is difficult for the average retail investor and the other is you need huge amounts of capital to get started. However, there are several ways for retail investors to start investing in stocks and they can begin with […]

Mortgage payments are like clockwork – they’re always due on the same day each month and go on forever. Well, not forever, but its sure does seem like it. Your mortgage is likely your most significant expense and a decades-long commitment to boot. Like many homeowners, you may have pondered how you can save some […]