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One way to give your child a head start in life is to save for their education. The Registered Education Saving Plan (RESP) allows you to put money aside for education and enjoy tax benefits from the Canadian government.  This guide covers everything you need to know about the RESP in Canada. We cover the […]

Leasing a car in Canada serves as a great option for those looking for a long term car rental rather than buying a new car with financing. However, it’s important to know that you need a minimum credit score to lease a car in Canada. While there is no official minimum credit score required to […]

Every time I travel, I stress over this inevitable question: to carry cash or not to carry cash? With the CIBC AC Conversion Visa Prepaid Card, I can do both. This prepaid travel card can be loaded with up to 10 different currencies, making it a popular alternative to cash and credit cards. Not only […]

Are you looking to increase your income in Quebec? Have you considered starting a side hustle? Side hustles grow increasingly popular as people seek ways to boost their incomes, pursue their passions and gain more control over their careers.  In this article, we’ll explore the 15 best side hustles to increase your income in Quebec. […]

As a parent, your top priority should always be the safety of your children. That’s why it is important to familiarize yourself with Ontario car seat laws and regulations when traveling with kids. This guide provides all the necessary information regarding Ontario’s specific car seat requirements, different car seat stages, potential penalties, and tips on […]

There are plenty of situations where you’ll need to travel with your kids but won’t have the comfort of your own car upon arrival. For instance, travelling by plane to a distant destination will likely mean you’ll need to rent a vehicle. In those cases, it would be ideal to take the baby seat with […]

Renting a car in Canada makes for a convenient and stress-free experience – if you have a credit card. However, not everyone has access to a credit card or they may prefer not to use one when renting a car. Good news – you can rent a car in Canada without a credit card, although […]

Recent studies have shown that Canada has one of the world’s highest mobile phone usage rates. More than 98% of the population between the ages of 18-29 and 95% of those aged 30-49 own a smartphone. That means that at some point, nearly every Canadian adult has applied for a mobile phone contract or plan. […]

Everyone has heard of Hilton hotels, but what about Hilton Honors? With more than 6,700 hotels around the world, Hilton is a must for many travellers. After living in lockdown, many of us want to travel! The Hardbacon team agrees: let’s make up for lost time and discover new places. Exploring often means staying in […]

The vast majority of hotels have rewards programs, and the Hyatt chain is no exception. Almost 1,000 establishments and several hotel brands all over the world fall under the Hyatt umbrella. The World of Hyatt loyalty program is free to join and there is no minimum spend requirement to become a member. In this article, […]

Disability insurance is just one of the ways you can protect your income if you can’t work due to an injury or illness. For those in traditional employment, disability coverage usually comes through group insurance arranged by the employer. Self-employed people, on the other hand, must obtain disability insurance on their own.  Luckily, this post […]

There are lots of things you can DIY, but is selling your home one of them? There are many important things to learn when you’re thinking about selling your home without the help of a licensed real estate agent. Before you jump the gun and put up that for sale by owner sign in your […]