BMO CashBack® Mastercard®*

Welcome Offer
5.00% of cash back
Interest Rates
20.99 %Purchase
22.99 %Cash Advance
Annual Fees
$0Main Cardholer
$0Additional Card

REWARD CALCULATOR

Enter your total monthly expenses or by category

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Bills & Utilities

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Groceries

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Food & Dining

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Auto & Transport

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Other

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Total

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Net annual rewards the 1st year

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Net annual rewards in subsequent years

$
animation get price

Welcome Offer

Get 5% cash back in your first 3 months

Get a cashback rate of up to 5% on all your purchases for the first three months. Conditions apply.

Get a 0.99% introductory interest rate on Balance Transfers for 9 months, 2% fee applies to balance amounts transferred*

Benefit from one of the lowest balance transfer introductory rates from any card*. Worldwide acceptance at over 30 million locations*

Special Feature(s)

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Personal cashback card with no annual fee

This personal cashback card with no annual fee offers 3% on grocery purchases, so it's perfect for those who do a lot of grocery shopping. Enjoy BMO Roadside Assistance, eStatements, and other benefits.

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No annual fee

The BMO CashBack® Mastercard® has no annual fee, so you don’t have to worry about paying extra just to keep your card active.

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Free additional card

Get a free supplementary card and earn even more cashback with a family member or friend.

Requirements

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Credit
Score
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Canadian
Residency
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Required
Income

Insurance

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Purchase protection

Shop confidently with Purchase Security Insurance which provides up to 90 days of coverage against theft or damage of covered items from the date of purchase.

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Extended warranty

Extended Warranty Insurance by BMO doubles the original manufacturer’s warranty to a maximum of 1 additional year.

Benefits

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More rewards with additional card

Earn more cash-back by adding another cardholder for free.

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Worldwide customer service

24/7 emergency support anywhere in the world.

Exclusive discounts with my favorite brands

Save up to 25% on car rentals at participating National Car Rental and Alamo Rent A Car locations. Plus, get a 15% admission discount for Cirque du Soleil shows in Canada and a 20% discount for resident shows in Las Vegas.

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