BMO CashBack® Mastercard®*

Welcome Offer
5.00% of cash back
Interest Rates
20.99 %Purchase
22.99 %Cash Advance
Annual Fees
$0Main Cardholer
$0Additional Card

REWARD CALCULATOR

Enter your total monthly expenses or by category

🧾

Bills & Utilities

🛒

Groceries

🌮

Food & Dining

🚗

Auto & Transport

💵

Other

💸

0

Total

0
0

Net annual rewards the 1st year

$
0
0

Net annual rewards in subsequent years

$
animation get price

Welcome Offer

Get 5% cash back in your first 3 months

Get a cashback rate of up to 5% on all your purchases for the first three months. Conditions apply.

Get a 0.99% introductory interest rate on Balance Transfers for 9 months, 2% fee applies to balance amounts transferred*

Benefit from one of the lowest balance transfer introductory rates from any card*. Worldwide acceptance at over 30 million locations*

Special Feature(s)

img

Personal cashback card with no annual fee

This personal cashback card with no annual fee offers 3% on grocery purchases, so it's perfect for those who do a lot of grocery shopping. Enjoy BMO Roadside Assistance, eStatements, and other benefits.

img

No annual fee

The BMO CashBack® Mastercard® has no annual fee, so you don’t have to worry about paying extra just to keep your card active.

img

Free additional card

Get a free supplementary card and earn even more cashback with a family member or friend.

Requirements

img
630
Credit
Score
img
Canadian
Residency
$0
Required
Income

Insurance

🛍

Purchase protection

Shop confidently with Purchase Security Insurance which provides up to 90 days of coverage against theft or damage of covered items from the date of purchase.

📆

Extended warranty

Extended Warranty Insurance by BMO doubles the original manufacturer’s warranty to a maximum of 1 additional year.

Benefits

💳

More rewards with additional card

Earn more cash-back by adding another cardholder for free.

🌎

Worldwide customer service

24/7 emergency support anywhere in the world.

Exclusive discounts with my favorite brands

Save up to 20% on car rentals at participating National Car Rental and Alamo Rent A Car locations. Plus, get a 15% admission discount for Cirque du Soleil shows in Canada and a 20% discount for resident shows in Las Vegas.

Review (0)

Related Articles

11 Incredible Credit Cards Welcome Offers in June 2024
11 Incredible Credit Cards Welcome Offers in June 2024

A welcome offer is a bonus offered for new credit card sign-ups, with the goal of attracting new customers. Welcome offers are often offered in a variety of forms, such as cash back, bonus points or waiving the annual fee for the first year. But the best credit card is not the same for everyone, since […]

The 4 Best Prepaid Mastercard Credit Cards in Canada
The 4 Best Prepaid Mastercard Credit Cards in Canada

Today, prepaid cards mean you don’t have to worry about your credit score, because anyone can apply and be approved for a prepaid card in Canada. The best prepaid cards – those that offer rewards and no fees – are almost always Mastercards. All the cards presented here are designed to make shopping safe and […]

Are Balance Transfer Credit Cards Worth It?
Are Balance Transfer Credit Cards Worth It?

Balance transfer credit cards are a great way to catch your breath when you’re drowning in high-interest debt. By paying off one credit card with another at a much lower rate, you can significantly reduce your monthly interest charges and get back on track financially. The Pros of Balance Transfer Credit Cards The main advantage […]

KOHO is dropping its free plan (but there’s a workaround)!
KOHO is dropping its free plan (but there’s a workaround)!

KOHO, the fintech known for offering one of the best prepaid cards and an app full of tools to improve your finances, no longer offers a free plan. As a reminder, to order your prepaid card, you must open a KOHO account and choose a plan. The cheapest plan is now the Essential at $4 […]

Still not sure? Compare credit cards and find the best one for your needs.