Enter your total monthly expenses or by category
Bills & Utilities
Food & Dining
Auto & Transport
Get 5% cash back in your first 3 months
Get a 0.99% introductory interest rate on Balance Transfers for 9 months, 2% fee applies to balance amounts transferred*
Benefit from one of the lowest balance transfer introductory rates from any card*. Worldwide acceptance at over 30 million locations*
Personal cashback card with no annual fee
This personal cashback card with no annual fee offers 3% on grocery purchases, so it's perfect for those who do a lot of grocery shopping. Enjoy BMO Roadside Assistance, eStatements, and other benefits.
No annual fee
The BMO CashBack® Mastercard® has no annual fee, so you don’t have to worry about paying extra just to keep your card active.
Free additional card
Get a free supplementary card and earn even more cashback with a family member or friend.
Shop confidently with Purchase Security Insurance which provides up to 90 days of coverage against theft or damage of covered items from the date of purchase.
Extended Warranty Insurance by BMO doubles the original manufacturer’s warranty to a maximum of 1 additional year.
More rewards with additional card
Earn more cash-back by adding another cardholder for free.
Worldwide customer service
24/7 emergency support anywhere in the world.
Exclusive discounts with my favorite brands
Save up to 25% on car rentals at participating National Car Rental and Alamo Rent A Car locations. Plus, get a 15% admission discount for Cirque du Soleil shows in Canada and a 20% discount for resident shows in Las Vegas.
I signed up for the Neo Prepaid Card to see what all the hype was about. A year later, I love this card and use it frequently. It earns up to 15% cash back and is accepted everywhere that takes Mastercard. Plus, it comes with customizable perks and a free, high-interest account that earns 2.25% […]
Credit card updater services are the reason I have trust issues. When your credit card information changes, these programs send your new card details to merchants on your behalf. But you probably have no idea it’s happening. Sure, it prevents service interruptions if your card expires. And you don’t have to update all your subscriptions […]
What are the best credit cards to build credit in Canada? Pull up a chair, we’ve got the only list you need. Credit cards have a definite advantage over pre-paid cards and debit cards. When used properly, credit cards help you build a positive credit history and credit score. For people who are just beginning […]
Wealthsimple is a Canadian fintech known for its investment app. Today, it offers many other products. I’ve had a Wealthsimple account for several years and applied for the Wealthsimple Cash prepaid card in August 2023. How does it compare with the best prepaid cards in Canada? Pretty well, I’d say. I’ve been holding funds in […]