Quiz

Is this the right card for your needs?

Save time by answering a few questions to get personalized recommendations

RBC Cash Back Preferred World Elite Mastercard

Special Feature(s)
Free additional card
Interest Rates
20.99 %Purchase
22.99 %Cash Advance
Annual Fees
$99Main Cardholer
$0Additional Card

Requirements

img
720
Credit
Score
img
Canadian
Residency
img
Required
Income

Insurance

๐Ÿš—

Auto rental coverage

Not covering third-party liability, the auto rental collision/loss damage insurance covered by this card will cover both the cardholder and rental agency for any damage or losses up to the value of the rental vehicle. That is as long as the rental was paid for in full using this credit card, and the rental is under 48 days.

๐Ÿ›

Purchase protection

The cardholder receives purchase insurance which covers accidental damage or physical loss of property or gifts.

๐Ÿ“†

Extended warranty

Extended warranty automatically triples the time of the manufacturer's warranty, up to a maximum of 2 years total.

๐Ÿ“†

Extended warranty

Help protect your RBC credit card balance when you need it most โ€“ with optional BalanceProtector Max. If you lose your job or become totally disabled, this coverage can pay 25% of your credit card total account balance โ€“ up to $6,250 per month for up to four months. If you pass away, this coverage can make a single payment of the total amount owing on your credit card account to a maximum benefit amount of $25,000. Enrolment is easy for eligible cardholders. You may cancel at any time. Premiums are $1.20 per $100 of your account balance on your statement date (plus applicable taxes). Terms, conditions and eligibility restrictions apply. Full details are available on rbcroyalbank.com. This insurance coverage is underwritten by American Bankers Insurance Company of Florida and American Bankers Life Assurance Company of Florida, who carry on business in Canada under the trade name of Assurantยฎ.

Benefits

โญ

Exclusive discounts with my favorite brands

You'll recieve discounts on fuel from Petro-Canada, earn extra Be Well points at Rexall, discounts at Hertz and a free year subscription to DoorDash.

๐Ÿชช

VIP Airport lounge pass

Get a complimentary Boingo Wi-Fi account, allowing you to access over a million mobile hotspots worldwide and on certain airlines. You'll also be part of the Mastercard Travel Pass Program, giving you access to over 1,300 DragonPass airport lounges for $32 per person, per visit, plus airport dining and spa offers.

๐Ÿ’Ž

Concierge service

complimentary 24/7 concierge service worldwide.

๐Ÿ’ณ

More rewards with additional card

Add supplementary cardholders to earn more rewards, faster.

Review (0)

Related Articles

KOHO is dropping its free plan (but thereโ€™s a workaround)!
KOHO is dropping its free plan (but thereโ€™s a workaround)!

KOHO, the fintech known for offering one of the best prepaid cards and an app full of tools to improve your finances, no longer offers a free plan. As a reminder, to order your prepaid card, you must open a KOHO account and choose a plan. The cheapest plan is now the Essential at $4 […]

The 6 Best Credit Cards to Build Your Credit in Canada in 2024
The 6 Best Credit Cards to Build Your Credit in Canada in 2024

Did you know that all Canadians can get a credit card regardless of their credit score or financial situation? Obtaining a credit card not only opens doors for you as a consumer, but also helps to improve your credit score. This is an attractive solution for consumers who have previously gone bankrupt and those with […]

KOHO VS Tangerine: Which One is Best for You?
KOHO VS Tangerine: Which One is Best for You?

Tangerine isnโ€™t usually the first name that comes to mind when one thinks of KOHO competitors. KOHO is mainly known for offering a prepaid card, whereas Tangerine is mostly popular for its high interest savings accounts. However, it does offer a Visa debit card that can be used in a similar way as a prepaid […]

KOHO Mastercard Versus Wealthsimple Cash: Which Prepaid Card Is Right for You?
KOHO Mastercard Versus Wealthsimple Cash: Which Prepaid Card Is Right for You?

KOHO and Wealthsimple are some of the first names that come to mind when you think of prepaid cards in Canada. These two companies are often compared despite the fact that they are not similar. On the one hand, KOHO offers a prepaid card with a subscription plan, and on the other, Wealthsimple Cash offers […]

Still not sure? Compare credit cards and find the best one for your needs.