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RBC Cash Back Preferred World Elite Mastercard

Special Feature(s)
Free additional card
Interest Rates
20.99 %Purchase
22.99 %Cash Advance
Annual Fees
$99Main Cardholer
$0Additional Card

Requirements

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720
Credit
Score
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Canadian
Residency
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Required
Income

Insurance

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Auto rental coverage

Not covering third-party liability, the auto rental collision/loss damage insurance covered by this card will cover both the cardholder and rental agency for any damage or losses up to the value of the rental vehicle. That is as long as the rental was paid for in full using this credit card, and the rental is under 48 days.

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Purchase protection

The cardholder receives purchase insurance which covers accidental damage or physical loss of property or gifts.

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Extended warranty

Extended warranty automatically triples the time of the manufacturer's warranty, up to a maximum of 2 years total.

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Extended warranty

Help protect your RBC credit card balance when you need it most – with optional BalanceProtector Max. If you lose your job or become totally disabled, this coverage can pay 25% of your credit card total account balance – up to $6,250 per month for up to four months. If you pass away, this coverage can make a single payment of the total amount owing on your credit card account to a maximum benefit amount of $25,000. Enrolment is easy for eligible cardholders. You may cancel at any time. Premiums are $1.20 per $100 of your account balance on your statement date (plus applicable taxes). Terms, conditions and eligibility restrictions apply. Full details are available on rbcroyalbank.com. This insurance coverage is underwritten by American Bankers Insurance Company of Florida and American Bankers Life Assurance Company of Florida, who carry on business in Canada under the trade name of Assurant¼.

Benefits

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Exclusive discounts with my favorite brands

You'll recieve discounts on fuel from Petro-Canada, earn extra Be Well points at Rexall, discounts at Hertz and a free year subscription to DoorDash.

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VIP Airport lounge pass

Get a complimentary Boingo Wi-Fi account, allowing you to access over a million mobile hotspots worldwide and on certain airlines. You'll also be part of the Mastercard Travel Pass Program, giving you access to over 1,300 DragonPass airport lounges for $32 per person, per visit, plus airport dining and spa offers.

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Concierge service

complimentary 24/7 concierge service worldwide.

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More rewards with additional card

Add supplementary cardholders to earn more rewards, faster.

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