hardbacon icon cc + belly

Is this the right card for your needs?

Save time by answering a few questions to get personalized recommendations

Low interest

Desjardins Flexi Visa

special feature(s)
No annual fee
The card comes with no annual fee, so you can enjoy its benefits without worrying about additional costs.
Free additional card
An additional card for free means you can share the benefits with a loved one.
Longer interest free period
A longer interest-free period gives you more time to pay off your purchases.
INTEREST RATES
10.9% Purchase
10.9% Cash advance
ANNUAL FEES
$0 Main cardholer
$0 Additional card

Special features

Personal low-interest card with a 25 days grace period.

With this personal low-interest card, you can enjoy a range of benefits for managing your credit. Being a Desjardins member gives you added perks, including 24/7 support and access to exclusive offers.

No annual fee

The card comes with no annual fee, so you can enjoy its benefits without worrying about additional costs.

Free additional card

An additional card for free means you can share the benefits with a loved one.

Longer interest free period

A longer interest-free period gives you more time to pay off your purchases.

REQUIREMENTS

CREDIT
SCORE
CANADIAN RESIDENCY
REQUIRED INCOME

INSURANCE

📵

Mobile device insurance

Mobile devices purchased with this card are covered for up to $1,000 for theft, accidental damage or loss, or mechanical failure.

🛍

Purchase Security

Purchase protection covers most items you buy with your card for 90 days against theft and damage.

📆

Extended Warranty

Extended warranty on eligible items purchased with your card, doubling the original manufacturer's or store brand warranty for up to one additional year.

⚡️

Trip interruption

Trip with a duration of not longer than 3 days is insured for up to $1000 per person for any unexpected events that may result in a trip interruption.

Trip cancellation

A trip with a duration of not longer than 3 days is insured for up to $500 per person for any unexpected events that may result in trip cancellation.

Flight delay

If your trip is 3 days or less and your flight is delayed, you are covered for any reasonable expenses incurred, such as meals and accommodations.

🏥

Medical emergency

In case of a medical emergency, you are covered for up to $5,000,000 in medical expenses, transportation, repatriation, dental care, and living expenses.

BENEFITS

🌎

Worldwide customer service

No matter where you are in the world, you can easily get help from 24/7 customer service.

Exclusive discounts with my favorite brands

You can get up to 15% Hertz car rental discount and up to 10% off Thrifty® and Dollar® car rentals when you use your card to pay.

SIMILAR CARDS

RELATED ARTICLES

What Are The Best Credit Cards For Teens in Canada?

As teens approach adulthood, they need to become informed on how credit cards operate and which ones are ideal for them. Luckily,…

The Ultimate Guide to Credit Card Churning in Canada

Unlock extraordinary perks and savings with the ultimate power of credit card churning. In a highly competitive market, financial institutions must ensure…

The Best Credit Cards Welcome Offers in Canada for March 2023

The best credit card is not the same for everyone, since we all have different needs. So you shouldn’t choose a credit…

The Best Rewards Credit Cards in Canada for 2023

Your money deserves rewards for everything it lets you do. Sure, you can earn interest in an investment, but as human beings,…

Still not sure? Compare credit cards and find the best one for your needs.

Subscribe to our newsletter to receive exclusive content on personal finance

[sibwp_form id=1]
* By subscribing to the Hardbacon newsletter, you also agree to receive communications and offers from select partners. You can unsubscribe at any time.