hardbacon icon cc + belly

Is this the right card for your needs?

Save time by answering a few questions to get personalized recommendations

Reward

UNI Financial Cooperation Odyssey Gold

INTEREST RATES
19.9% Purchase
19.9% Cash advance
ANNUAL FEES
$110 Main cardholer
$0 Additional card

REWARD CALCULATOR

Enter your total monthly expenses or by category

🌮
Restaurant
⛽️
Gas
🎉
Entertainment
🛒
Groceries
💵
Other
💸
Total
$
Net annual rewards the 1st year
This amount is the net value of the rewards that this card will earn in the first year, based on your spending. Our calculation takes into account the welcome offer (if any) and deducts the annual fee (if any).
$
Net annual rewards in subsequent years
This amount is the annual net value of the rewards this card will earn after the first year, based on your spending. If there is an annual fee associated with this card, it is deducted from the total annual rewards.

Special features

Personal rewards credit card

Personal rewards credit card offering comprehensive travel insurance coverage and travel discounts.

REQUIREMENTS

CREDIT
SCORE
CANADIAN RESIDENCY
REQUIRED INCOME

INSURANCE

🛍

Purchase Security

Purchase protection insurance up to 90 days from purchase date.

📆

Extended Warranty

Extended warranty coverage doubles the manufacturer's warranty for up to one additional year.

📵

Mobile device insurance

Mobile device insurance up to $1,000.

🏥

Medical emergency

Medical emergency coverage up to $5,000,000 per insured person under 60 for trip durations not exceeding 60 days.

Trip cancellation

Trip cancellation insurance coverage of up to $2,500 per insured person, per trip for changes or cancellations prior to departure.

🩴

Emergency purchases

Emergency purchase coverage of up to $1000 per person per trip for lost baggage for trips up to 60 days (under 60 years of age).

BENEFITS

🪪

VIP Airport lounge pass

Free access to the Desjardins Odyssey Lounge at Montreal's Pierre Elliott Trudeau International Airport.

🌎

Worldwide customer service

24/7 customer service and travel assistance services.

Exclusive discounts with my favorite brands

Receive a rebate of up to 25% at participating Hertz locations. Receive a 10% discount at participating Dollar and Thrifty car rental locations.

💳

More rewards with additional card

Add supplementary cardholders to earn more rewards, faster.

SIMILAR CARDS

RELATED ARTICLES

The 6 Best TD Credit Cards in 2023 

TD credit cards have something for everyone! The Toronto-Dominion Bank (TD), one of Canada’s largest banks, has been in the retail banking…

The 10 Best Aeroplan Credit Cards in Canada

The Aeroplan program is widely popular among frequent Canadian travellers due to its very advantageous point system. It gives you the possibility…

Can you get a credit card without a job in Canada?

For many Canadians, having a credit card is a way to manage their finances as they make purchases online and in-store. However,…

The 10 Best Virtual Credit Cards in Canada

A virtual credit card is not a joke nor a product without a market. Online shopping is gaining momentum: over 80% of…

Still not sure? Compare credit cards and find the best one for your needs.

Subscribe to our newsletter to receive exclusive content on personal finance

[sibwp_form id=1]
* By subscribing to the Hardbacon newsletter, you also agree to receive communications and offers from select partners. You can unsubscribe at any time.