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Planning your next adventure around the world is always exciting! Of course, going on a trip involves a lot of expenses. Whether it’s organizing luggage, finding travel insurance, getting foreign currency, finding a flight or booking hotel rooms, the list of things to think about is never-ending. Don’t throw out those plans in frustration! There […]

Along with global recognition and a massive network, both Visa and Mastercard offer their clients generous and exciting perks that make vacations and stay-cations better through the Visa Infinite Program and the Mastercard World Elite Program. Both programs are often compared to each other because of the similar benefits they offer travellers, such as exclusive […]

Traveling by air can be both exciting and stressful. One aspect that can cause anxiety is figuring out how early to arrive for a domestic flight in Canada. The last thing you want is to rush through security or risk missing your flight. In this article, we’ll explore everything you need to know about check-in […]

Are you considering a business buyout? Owner financing can be a powerful tool to help you achieve your goal. In this article, we will explore how owner financing works, the steps to implement it, the legal considerations involved, and the risks and challenges you may encounter. We will also provide you with valuable tips for […]

So, you’ve opted to enter a consumer proposal to settle your debts. Congratulations on taking this step toward better financial health. Facing your creditors takes bravery so pat yourself on the back. Now, as you rebuild your finances, you may feel tempted to get a consumer proposal loan. While it may sound counterintuitive, this move […]

Scrooge your holiday financial stress and take back your sanity. It’s been a rough few years for all of us. Over half of all Canadians are living paycheque to paycheque. The financial pressure of the season coupled with the sky-high price of literally everything means too many families will have to choose between presents or […]

Travel Hacking in Canada was terrifying to me when I first heard about it. We have notoriously expensive travel costs and I didn’t think that it would be easy to do. I was wrong. What travel hacking in Canada really means is manipulating rewards programs. You find and exploit loopholes in credit card rewards programs […]

Whether it is the beauty of the new iPhone or the optimized performance of the next Mac, Apple knows how to attract and retain customers. With a relentless focus on innovation and design, Apple cemented its place not only as a forward-thinking brand and trillion-dollar company, but its products serve as status symbols. Among its […]

Looking for a side hustle? Money doesn’t grow on trees. But that shouldn’t stop you from multiplying your dollar bills. Here at Hardbacon, we’ve got all the tools you need to manage your money and grow it too. The best way to get ahead is with a good old-fashioned job or to ask for a […]

The World Elite Mastercard credit cards are great for so many reasons. It is an excellent program and competes head-to-head with the best Visa cards in terms of travel perks and travel insurance. While those cards can deliver great values to Canadian travelers, not everyone can get one. In fact, you generally need a credit […]

We understand that moving to a new country can be pretty stressful, especially when it comes to your finances and figuring out how everything works. This guide should help you get started and aim you in the right direction when it comes to things like choosing a Canadian bank, building up your credit score, and […]

Visa and Mastercard are widely regarded as the leading card choices in Canada. With a wide range of benefits, customized rewards programs, and card-specific fees, choosing the perfect card that matches your individual requirements can be a challenging endeavour. However, it’s essential to know that Visa and Mastercard collaborate with financial institutions to provide cards. […]