Welcome Offer
Receive a credit of $40 per month for the first 10 months.
As an eligible Basic Cardmember, earn up to a maximum annual referral bonus of $750 cash back for approved referral. Conditions apply.
Special Feature(s)
A card for personal use with good insurance coverage.
This card provides a high cash back rate and an insurance coverage that should be helpful in virtually all travel-related situations where insurance coverage is helpful.
Free additional card
Get supplementary cards for free up to a maximum 9 supplementary cards per one account.
Longer interest free period
Up to 25 interest-free days for new purchases on your next statement.
Requirements
Score
Residency
Income
Insurance
Travel accident
SimplyCash™ Preferred Card from American Express includes $100,000 travel accident insurance, which can provide protection in the event of accidental death or dismemberment while travelling.
Flight delay
Flight Delay Insurance, which can help you if your flight is cancelled or delayed. This insurance can reimburse you for expenses like meals and hotel rooms, up to $500 per day.
Lost or stolen baggage `insurance
Hotel/motel burglary insurance up to $500. This coverage protects your personal property in the event of theft during a hotel stay.
Medical emergency
You have $5,000,000 eligible medical expenses coverage while travelling outside the province or territory of residence in Canada for the first 15 consecutive days.
Extended warranty
An extended warranty of 1 additional year for eligible purchases is available for this card.
Purchase protection
Purchase protection covering up to $1,000 per occurrence from accidental damage or theft of your eligible items purchased with your SimplyCash™ Preferred Card from American Express for 90 days from the purchase date.
Auto rental coverage
Car rental theft and damage insurance available for all rented cars with an MSRP of up to $85,000.
Mobile device insurance
Mobile device insurance covers damage, loss or theft of mobile devices up to $1000.
Benefits
Worldwide customer service
You can contact customer services 24/7 from any location in the world.
Exclusive discounts with my favorite brands
If you have an American Express card, check out the Amex Experiences website for exclusive discounts on vacations, dining, sporting events, and more.
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