Reward

BMO AIR MILES® Mastercard®*

special feature(s)
No annual fee
he BMO AIR MILES®† Mastercard®* has no annual fee, so you don’t have to worry about paying extra just to keep your card active.
Free additional card
Get a free supplementary card and earn even more miles with a family member or friend.
INTEREST RATES
20.99% Purchase
22.99% Cash advance
ANNUAL FEES
$0 Main cardholer
$0 Additional card

REWARD CALCULATOR

Enter your total monthly expenses or by category

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Restaurant
⛽️
Gas
🎉
Entertainment
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Groceries
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Other
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Total
$
Net annual rewards the 1st year
This amount is the net value of the rewards that this card will earn in the first year, based on your spending. Our calculation takes into account the welcome offer (if any) and deducts the annual fee (if any).
$
Net annual rewards in subsequent years
This amount is the annual net value of the rewards this card will earn after the first year, based on your spending. If there is an annual fee associated with this card, it is deducted from the total annual rewards.

Welcome offer

800 AIR MILES Bonus Miles

Welcome offer: Get 800 AIR MILES Bonus Miles!* That’s enough for $80 towards purchases with AIR MILES Cash*

Incredible introductory interest rates

Get a 0.99% introductory interest rate on Balance Transfers for 9 months*, 1% fee applies to balance amounts transferred*

Special features

No-fee personal rewards travel card

This no-fee credit card for personal use is a great way to earn AIR MILES reward miles on everyday purchases. Redeem your miles for flights, hotels, vacation packages, merchandise, and more.

No annual fee

he BMO AIR MILES®† Mastercard®* has no annual fee, so you don’t have to worry about paying extra just to keep your card active.

Free additional card

Get a free supplementary card and earn even more miles with a family member or friend.

REQUIREMENTS

630
CREDIT
SCORE
CANADIAN RESIDENCY
REQUIRED INCOME

INSURANCE

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Extended Warranty

Extended Warranty Insurance by BMO doubles the original manufacturer’s warranty to a maximum of 1 additional year.

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Purchase Security

Shop confidently with Purchase Security Insurance which provides up to 90 days of coverage against theft or damage of covered items from the date of purchase.

BENEFITS

Exclusive discounts with my favorite brands

Save up to 25% on car rentals at participating National Car Rental and Alamo Rent A Car locations. Plus, get a 15% admission discount for Cirque du Soleil shows in Canada and a 20% discount for resident shows in Las Vegas.

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More rewards with additional card

Earn more Miles by adding another cardholder for free.

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Worldwide customer service

BMO cards come with 24/7 customer support anywhere in the world.

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