BMO CashBack® World Elite®* Mastercard®*

Welcome Offer
10.00% of cash back
Interest Rates
20.99 %Purchase
23.99 %Cash Advance
Annual Fees
$120
Main Cardholer
$50Additional Card

REWARD CALCULATOR

Enter your total monthly expenses or by category

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Groceries

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Gas

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Bills & Utilities

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Public Transportation

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Other

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Net annual rewards the 1st year

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Net annual rewards in subsequent years

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Welcome Offer

Get up to 10% cash back in your first 3 months

Get up to 10% cash back in your first 3 months and the $120 annual fee waived in the first year. The 10% cash back earn rate applies to eligible purchases up to:

- $500 in eligible grocery purchases;
- $300 in transit;
- $300 in gas and EV charging;
- $500 in eligible recurring bill payments; - $1,000 from any other qualifying purchase.

That's a total of up to $2600. To benefit from these offers, applications must be received by May 31, 2024. You can't earn cash back on refunds, cash advances, cash-like transactions, and interest charges.

Get the highest cash back earn rate on groceries in Canada.*

The BMO CashBack® World Elite®* Mastercard®* offers the highest cash back earn rate on groceries in Canada.* With this card, you can earn 5% cash back on groceries purchased at any store in Canada. This is a great card for anyone who wants to earn cash back on their grocery purchases.

Requirements

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Credit
Score
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Canadian
Residency
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Required
Income

Insurance

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Auto rental coverage

The rental car coverage will protect you from damage to or theft of a rental vehicle of MSRP up to $65,000 with a maximum rental period of up to 48 consecutive days.

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Purchase protection

Shop confidently with Purchase Security Insurance which provides up to 90 days of coverage against theft or damage of covered items from the date of purchase

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Extended warranty

Extended Warranty Insurance by BMO doubles the original manufacturer’s warranty to a maximum of 1 additional year.

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Travel accident

Travel accident insurance that comes with BMO CashBack® World Elite®* Mastercard®* offers up to $500,000 per covered individual if they are injured or die while traveling on a common carrier such as a plane, car service, train, or cruise ship.

Flight delay

The BMO CashBack® World Elite®* Mastercard®* provides Flight Delay insurance, so if your flight is delayed for 4 hours or more, you are eligible for $500 per account per trip coverage.

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Medical emergency

In case of an unexpected medical emergency, you are covered for up to $5,000,000 for up to 8 consecutive trip days. So you can focus on recovering while Allianz handles the bills.

Benefits

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VIP Airport lounge pass

As the BMO CashBack® World Elite®* Mastercard®* cardholder, you are eligible for cheaper airport lounge passes for a $32 fee per visit only. Get access to over 1,300+ lounges worldwide through the Mastercard Travel Pass program.

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Concierge service

With BMO concierge service, you can receive personalized travel planning assistance and assistance with event tickets and restaurant reservations.

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Worldwide customer service

BMO cards come with 24/7 customer support anywhere in the world.

Exclusive discounts with my favorite brands

Save up to 25% on car rentals at participating National Car Rental and Alamo Rent A Car locations.

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