REWARD CALCULATOR
Enter your total monthly expenses or by category
🧾
Bills & Utilities
🛒
Groceries
🌮
Food & Dining
🚗
Auto & Transport
💵
Other
💸
Total
Welcome Offer
Get 5% cash back in your first 3 months
Get a 0.99% introductory interest rate on Balance Transfers for 9 months, 2% fee applies to balance amounts transferred*
Benefit from one of the lowest balance transfer introductory rates from any card*. Worldwide acceptance at over 30 million locations*
Special Feature(s)
Personal cashback card with no annual fee
This personal cashback card with no annual fee offers 3% on grocery purchases, so it's perfect for those who do a lot of grocery shopping. Enjoy BMO Roadside Assistance, eStatements, and other benefits.
No annual fee
The BMO CashBack® Mastercard® has no annual fee, so you don’t have to worry about paying extra just to keep your card active.
Free additional card
Get a free supplementary card and earn even more cashback with a family member or friend.
Requirements
Score
Residency
Income
Insurance
Purchase protection
Shop confidently with Purchase Security Insurance which provides up to 90 days of coverage against theft or damage of covered items from the date of purchase.
Extended warranty
Extended Warranty Insurance by BMO doubles the original manufacturer’s warranty to a maximum of 1 additional year.
Benefits
More rewards with additional card
Earn more cash-back by adding another cardholder for free.
Worldwide customer service
24/7 emergency support anywhere in the world.
Exclusive discounts with my favorite brands
Save up to 20% on car rentals at participating National Car Rental and Alamo Rent A Car locations. Plus, get a 15% admission discount for Cirque du Soleil shows in Canada and a 20% discount for resident shows in Las Vegas.
Similar Cards
Review (0)
Related Articles
Wealthsimple is a Canadian fintech known for its investment app. Today, it offers many other products. I’ve had a Wealthsimple account for several years and applied for the Wealthsimple prepaid Mastercard in August 2025. How does it compare with the best prepaid cards in Canada? Pretty well, I’d say. I’ve been holding funds in this […]
KOHO and Wealthsimple are some of the first names that come to mind when you think of prepaid cards in Canada. These two companies are often compared despite the fact that they are not similar. On the one hand, KOHO offers a prepaid card with a subscription plan, and on the other, Wealthsimple Chequing account […]
The CIBC Costco credit card comes with great rewards and can reduce your bill if you shop at Costco often. But if you shop at several different locations, take the time to compare it to other store credit cards. Quick facts about the Costco credit card To get this credit card, you have to be […]
A secured credit card in Canada is a powerful way to repair your credit score. In the world of finance, your credit score is like a silent gatekeeper deciding whether or not you qualify for loans, mortgages, or even your dream job. But what happens when the gatekeeper isn’t on your side? When traditional credit […]