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Cashback

CIBC Dividend Visa Card for Students

Welcome offer
$30 of cash back
INTEREST RATES
20.99% Purchase
22.99% Cash advance
ANNUAL FEES
$0 Main cardholer
$0 Additional card

REWARD CALCULATOR

Enter your total monthly expenses or by category

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Groceries
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Auto & Transport
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Gas
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Bills & Utilities
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Total
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Net annual rewards the 1st year
This amount is the net value of the rewards that this card will earn in the first year, based on your spending. Our calculation takes into account the welcome offer (if any) and deducts the annual fee (if any).
$
Net annual rewards in subsequent years
This amount is the annual net value of the rewards this card will earn after the first year, based on your spending. If there is an annual fee associated with this card, it is deducted from the total annual rewards.

Welcome offer

Get $30 cash back within the first 4 months.*

Receive a one-time $30 cash back after making your first purchase within the first 4 months.

Benefit from up to 30% discount at hundreds of retailers with a free SPC+ membership for new cardholders

The CIBC Dividend Visa Card for Students comes with a free SPC+ membership. This means that you'll get up to 30% discount at hundreds of retailers across Canada, including Apple, Adidas, Best Buy, and more. Only for legal residents of Canada who are 14 years of age and older, but under the age of 30.

Special features

Personal student no-fee cash back credit card.

With cashback earnings between 0.5-2% on all purchases and a free SPC+ membership, this no-fee card is perfect for students on a budget who want to save money and build their credit.

No annual fee

Enjoy all the benefits of this card at no cost.

Guaranteed approval

The CIBC Dividend Visa Card for Students does not have a minimum income requirement, making it a great option for students on a tight budget.

Free additional card

Add 3 additional cardholders for free and share benefits with them.

REQUIREMENTS

CREDIT
SCORE
CANADIAN RESIDENCY
REQUIRED INCOME

INSURANCE

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Purchase Security

Extended warranty is available for up to 1 year.

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Extended Warranty

Purchase protection extends for 90 days from date of purchase.

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Travel accident

Cardholders have automatic travel accident insurance up to $100,000.

BENEFITS

Exclusive discounts with my favorite brands

Save up to 30% with a fee SPC+ membership, plus save up to 10% at participating gas stations by linking your Journie Rewards to your credit card.

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Worldwide customer service

You can contact customer services 24/7 from any location in the world.

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