Scotiabank Platinum American Express Card

Welcome Offer
60 000 Points
Interest Rates
9.99 %Purchase
9.99 %Cash Advance
Special Feature(s)
No conversion fees
Annual Fees
$399Main Cardholer
$99Additional Card

Welcome Offer

Get up to 00,000 bonus Scene+ points

The first 50,000 Scene+ points are earned by making $3,000 in qualifying purchases in the first three months. Conditions apply. Offer ends in October 31, 2024. Conditions apply.

Earn an additional 10,000 bonus Scene+

Spend at least $10,000 in your first 14 months to earn an additional 20,000 Scene+ points for a combined total of 60,000 Scene+ points. Conditions apply. Offer ends in June 30, 2023

Special Feature(s)

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Low-interest personal rewards credit card

This is a valuable card with incredible perks and reward opportunities and a fairly low interest rate of only 9.99%. It is also an award-winning personal credit card offering tons of way to earn rewards on nearly all categories of purchases.

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No conversion fees

Scotiabank is the only major financial institution in Canada to waive the 2.5% currency conversion fee on foreign purchases. Standard exchange rate still applies.

Requirements

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669
Credit
Score
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Canadian
Residency
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Required
Income

Insurance

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Extended warranty

Items charged to your card are covered under an extended warranty that doubles that of the manufacturer.

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Purchase protection

Purchase protection for items charged to your card extends for the first 90 days from the date of purchase.

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Mobile device insurance

Use your card to purchase new mobile devices on or after July 1, 2022 to receive coverage against loss, theft, damage or technical failure up to $1000.

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Travel accident

Cardholders and dependents are automatically covered for travel accidents up to $500,000 and up to $1 million per trip when at least 75% of the ticket cost is charged to your card.

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Medical emergency

Card members and dependents are eligible for up to $2 million in emergency medical coverage.

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Trip interruption

Card holders and dependents are eligible for up to $5000 in travel expenses for trip and interruption if you charge at least 75% of trip expenses to your card.

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Flight delay

You are eligible for reimbursement of expenses related to a delayed flight if you charge at least 75% of your ticket cost to your card.

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Auto rental coverage

Cardholders who have charged the full cost of the rental to their card are automatically covered for collision, loss or damage to a rental car valued up to $65,000 and for a rental period not exceeding 48 days.

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Lost or stolen baggage `insurance

Personal property is covered against theft from your hotel/motel up to a maximum of $1000 when your card is used to pay for the reservation.

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Trip cancellation

Card holders and dependents are eligible for up to $2500 in travel expenses for trip cancellation if you charge at least 75% of trip expenses to your card.

Benefits

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VIP Airport lounge pass

Enjoy 10 complimentary airport lounge access passes.

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Concierge service

Enjoy VIP passes and exclusive access to Amex Special Offers, Acess, and Experiences, and let Amex concierge services make any and all reservations for you.

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Exclusive discounts with my favorite brands

Enjoy automatic #1 Gold Member Status at Hertz.

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More rewards with additional card

Collect even more rewards points to redeem through the Scene+ Travel Portal or online store by adding a supplementary card to your account.

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Still not sure? Compare credit cards and find the best one for your needs.