Low interest

Scotiabank Platinum American Express® Card

Welcome offer
50 000Points
You must open a new Scotiabank Platinum American Express credit card account by April 30th,2023, to qualify.
INTEREST RATES
9.99% Purchase
9.99% Cash advance
BONUS OFFER
20 000Points
ANNUAL FEES
$399 Main cardholer
$99 Additional card

REWARD CALCULATOR

Enter your total monthly expenses or by category

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Restaurant
⛽️
Gas
🎉
Entertainment
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Groceries
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Other
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Total
$
Welcome offer
The calculation result is based on the conversion of the welcome offer points into statement credit
$
Estimated annual rewards
The calculation result is based on the conversion of the maximum number of points that can be awarded after the first year

This card is awesome for a personal user because :

Earn up to $2,100* in value*

Earn up to $2,100* in value in your first 14 months, including up to 60,000* bonus Scene+ points. Offer ends Apr 30, 2023

Earn an additional 20,000 bonus Scene+ points within the first 14 months.

Spend at least $10,000 in your first 14 months to earn an additional 20,000 Scene+ points for a combined total of 60,000 Scene+ points.

Low-interest personal rewards credit card

This is a valuable card with incredible perks and reward opportunities and a fairly low interest rate of only 9.99%. It is also an award-winning personal credit card offering tons of way to earn rewards on nearly all categories of purchases.

No conversion fees

Scotiabank is the only major financial institution in Canada to waive the 2.5% currency conversion fee on foreign purchases. Standard exchange rate still applies.

REQUIREMENTS

CREDIT
SCORE
CANADIAN RESIDENCY
150 000
REQUIRED INCOME

INSURANCE

📆

Extended Warranty

Items charged to your card are covered under an extended warranty that doubles that of the manufacturer.

🛍

Purchase Security

Purchase protection for items charged to your card extends for the first 90 days from the date of purchase.

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Mobile device insurance

Use your card to purchase new mobile devices on or after July 1, 2022 to receive coverage against loss, theft, damage or technical failure up to $1000.

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Travel accident

Cardholders and dependents have automatic travel accident insurance when at least 75% of the cost of the ticket is charged to your card.

🏥

Medical emergency

Card members and dependents are eligible for up to $2 million in emergency medical coverage.

⚡️

Trip interruption

Card holders and dependents are eligible for up to $5000 in travel expenses for trip and interruption if you charge at least 75% of trip expenses to your card.

Flight delay

You are eligible for reimbursement of expenses related to a delayed flight if you charge at least 75% of your ticket cost to your card.

🚗

Auto Rental coverage

Cardholders are automatically covered for collision, loss or damage to a rental car when the total cost of the rental is charged to your card.

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Lost or Stolen Baggage Insurance

Personal property is covered against theft from your hotel/motel up to a maximum of $1000 when your card is used to pay for the reservation.

Trip cancellation

Card holders and dependents are eligible for up to $2500 in travel expenses for trip cancellation if you charge at least 75% of trip expenses to your card.

BENEFITS

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VIP Airport lounge pass

Enjoy 10 complimentary airport lounge access passes.

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Concierge service

Enjoy VIP passes and exclusive access to Amex Special Offers, Acess, and Experiences, and let Amex concierge services make any and all reservations for you.

Exclusive discounts with my favorite brands

Enjoy automatic #1 Gold Member Status at Hertz.

💳

More rewards with additional card

Collect even more rewards points to redeem through the Scene+ Travel Portal or online store by adding a supplementary card to your account.

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