Students – BMO CashBack® Mastercard®*

Welcome offer
5% of cash back
20.99% Purchase
22.99% Cash advance
$0 Main cardholer
$0 Additional card


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Net annual rewards the 1st year
This amount is the net value of the rewards that this card will earn in the first year, based on your spending. Our calculation takes into account the welcome offer (if any) and deducts the annual fee (if any).
Net annual rewards in subsequent years
This amount is the annual net value of the rewards this card will earn after the first year, based on your spending. If there is an annual fee associated with this card, it is deducted from the total annual rewards.

Welcome offer

Get 5% cash back in your first 3 months*

Get 5% cash back in your first 3 months.*Then get 3% cash back on grocery purchases, 1% cash back on recurring bill payments and 0.5% unlimited cash back on all other purchases!*

Now earn the highest cash back on groceries in Canada without paying an annual fee!†

The BMO CashBack® World Elite®* Mastercard®* offers the highest cash back earn rate on groceries in Canada.* With this card, you can earn 3% cash back on groceries purchased at any store in Canada. This is a great card for anyone who wants to earn cash back on their grocery purchases.

Special features

Best BMO CashBack Mastercard for Students

This is one of the best credit card for students, as it comes with no annual fees and allows its users to get cash back every time they spend while building a healthy credit history.

No annual fee

The Students – BMO CashBack® Mastercard®* has no annual fee, so you don’t have to worry about paying extra just to keep your card active.





Purchase Security

Shop confidently with Purchase Security Insurance which provides up to 90 days of coverage against theft or damage of covered items from the date of purchase.


Extended Warranty

Extended Warranty Insurance by BMO doubles the original manufacturer’s warranty to a maximum of 1 additional year.



Worldwide customer service

BMO cards come with 24/7 customer support anywhere in the world.



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