hardbacon icon cc + belly

Is this the right card for your needs?

Save time by answering a few questions to get personalized recommendations


CIBC Dividend Platinum® Visa* Card

20.99% Purchase
22.99% Cash advance
$99 Main cardholer
Waived for the first year
$30 Additional card
First year rebated


Enter your total monthly expenses or by category

Auto & Transport
Food & Dining
Net annual rewards the 1st year
This amount is the net value of the rewards that this card will earn in the first year, based on your spending. Our calculation takes into account the welcome offer (if any) and deducts the annual fee (if any).
Net annual rewards in subsequent years
This amount is the annual net value of the rewards this card will earn after the first year, based on your spending. If there is an annual fee associated with this card, it is deducted from the total annual rewards.

Welcome offer

Get a first year annual fee rebate for you and up to 3 additional users

Get an annual fee rebate of $99 for you and up to 3 additional users. This is a great offer for someone who wants to earn cash back without paying an annual fee.

Special features

Personal cash back low-fee credit card.

With a combination of low-income requirements and high cashback rewards, this card is great for anyone looking to save money, especially first-time credit card holders. Moderate travelers will appreciate the insurance options.


15 000



Extended Warranty

Extended warranty is available for up to 1 year.


Purchase Security

Purchase protection extends for 90 days from date of purchase.


Travel accident

Cardholders have automatic travel accident insurance up to $500,000.


Auto Rental coverage

Car rentals charged to this card are insured against damage and theft.


Exclusive discounts with my favorite brands

Get up to 25% off at participating AVIS and Budget locations worldwide.
Get up to 10 cents off per litre at participating gas stations by linking your Jounrie Rewards to your credit card.


Worldwide customer service

You can contact customer services 24/7 from any location in the world.


The 13 Best Credit Cards for New Immigrants in Canada

Are you a new immigrant in Canada on the hunt for the perfect credit card to kickstart your financial journey? Well, your…

The Best Credit Cards Without Currency Conversion Fees in 2023

You may not realize it, but most credit cards in Canada come with a currency conversion fee when you buy stuff abroad….

The Best Rewards Credit Cards in Canada for 2023

Your money deserves rewards for everything it lets you do. Sure, you can earn interest in an investment, but as human beings,…

The Top 9 Mastercard Credit Cards in Canada for 2023

The wide variety of credit cards available in Canada is impressive! So it is normal to be unsure of which card best…

Still not sure? Compare credit cards and find the best one for your needs.

Subscribe to our newsletter to receive exclusive content on personal finance

[sibwp_form id=1]
* By subscribing to the Hardbacon newsletter, you also agree to receive communications and offers from select partners. You can unsubscribe at any time.