Is this the right card for your needs?

Save time by answering a few questions to get personalized recommendations

Take the quiz

Cashback

APPLY NOW

CIBC Dividend Platinum® Visa* Card

INTEREST RATES

20.99% Purchase

22.99% Cash advance

ANNUAL FEES

$99 Main cardholer

Waived for the first year

$30 Additional card

First year rebated

REWARD CALCULATOR

Enter your total monthly expenses or by category

🚗

Auto & Transport

⛽️

Gas

🛒

Groceries

🌮

Food & Dining

💸

Total

Welcome offer

The calculation result is based on the conversion of the welcome offer points into statement credit

Estimated annual rewards

The calculation result is based on the conversion of the maximum number of points that can be awarded after the first year

This card is awesome for a personal user because :

Get a first year annual fee rebate for you and up to 3 additional users

Get an annual fee rebate of $99 for you and up to 3 additional users. This is a great offer for someone who wants to earn cash back without paying an annual fee.

Personal cash back low-fee credit card.

With a combination of low-income requirements and high cashback rewards, this card is great for anyone looking to save money, especially first-time credit card holders. Moderate travelers will appreciate the insurance options.

REQUIREMENTS

CREDIT
SCORE

CANADIAN RESIDENCY

15 000

REQUIRED INCOME

INSURANCE

📆

Extended Warranty

Extended warranty is available for up to 1 year.

🛍

Purchase Security

Purchase protection extends for 90 days from date of purchase.

🦷

Travel accident

Cardholders have automatic travel accident insurance up to $500,000.

🚗

Auto Rental coverage

Car rentals charged to this card are insured against damage and theft.

BENEFITS

⭐

Exclusive discounts with my favorite brands

Get up to 25% off at participating AVIS and Budget locations worldwide.
Get up to 10 cents off per litre at participating gas stations by linking your Jounrie Rewards to your credit card.

🌎