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Low interest

Odyssey Visa Infinite Privilege

special feature(s)
Free additional card
Free additional card for members of Fédération des caisses Desjardins du Québec or Fédération des caisses populaires de l'Ontario inc. All purchases made using the additional card will earn cash back, and the primary cardholder can track all expenses through one account.
INTEREST RATES
9.9% Purchase
9.9% Cash advance
ANNUAL FEES
$395 Main cardholer
$295 for Desjardins members
$0 Additional card
Get a free additional card if you are a member of Fédération des caisses Desjardins du Québec or Fédération des caisses populaires de l'Ontario inc

REWARD CALCULATOR

Enter your total monthly expenses or by category

🌮
Food & Dining
🎉
Entertainment
🚆
Public Transportation
🛒
Groceries
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Other
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Total
$
Net annual rewards the 1st year
This amount is the net value of the rewards that this card will earn in the first year, based on your spending. Our calculation takes into account the welcome offer (if any) and deducts the annual fee (if any).
$
Net annual rewards in subsequent years
This amount is the annual net value of the rewards this card will earn after the first year, based on your spending. If there is an annual fee associated with this card, it is deducted from the total annual rewards.

Special features

Personal low-interest travel cashback card with comprehensive insurance

This personal low-interest travel card will help you earn cash back on various expenses. With additional perks like a personalized concierge, this card is perfect for the jetsetter in search of luxury experiences.

Free additional card

Free additional card for members of Fédération des caisses Desjardins du Québec or Fédération des caisses populaires de l'Ontario inc. All purchases made using the additional card will earn cash back, and the primary cardholder can track all expenses through one account.

REQUIREMENTS

CREDIT
SCORE
CANADIAN RESIDENCY
REQUIRED INCOME

INSURANCE

🚗

Auto Rental coverage

The car rental collision and loss damage insurance covers up to $85,000 in damage and theft for rental vehicles.

🛍

Purchase Security

Purchase protection covers most items you buy with your card for 180 days against theft and damage.

📆

Extended Warranty

Extended warranty on eligible items purchased with your card, doubling the original manufacturer's or store brand warranty for up to one additional year.

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Mobile device insurance

Mobile devices purchased with this card are covered for up to $1,500 for theft, accidental damage or loss, or mechanical failure.

⚡️

Trip interruption

Trip with a duration of not longer than 60 days is insured and has unlimited coverage for any unexpected events that may result in a trip interruption.

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Travel accident

A trip with a duration of not longer than 60 days is insured for up to $1,000,000 per person in case of a travel accident.

Flight delay

If your trip is 60 days or less and your flight is delayed, you are covered for any reasonable expenses incurred, such as meals and accommodations.

Trip cancellation

Trip with a duration of not longer than 60 days is insured for up to $2,500 per person for any unexpected events that may result in trip cancellation.

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Medical emergency

In case of a medical emergency, you are covered for up to $5,000,000 in medical expenses, transportation, repatriation, dental care, and living expenses.

BENEFITS

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VIP Airport lounge pass

With this card, you get 12 free passes per year to Desjardins Odyssey Lounge at Montreal-Trudeau airport, and 50% off admission fee, once you have used your free passes.

💎

Concierge service

Desjardins concierge service is available 24/7 to assist with booking travel, dining reservations, event tickets, and more.

🌎

Worldwide customer service

No matter where you are in the world, you can easily get help from 24/7 customer service.

Exclusive discounts with my favorite brands

You can get up to 25% Hertz car rental discount and up to 10% off Thrifty® and Dollar® car rentals when you use your card to pay.

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