Cashback

MBNA Smart Cash Platinum Plus® Mastercard®

Welcome offer
5% of cash back
You can earn more cash back on gas and grocery purchases in the first 90 days of your card membership. The maximum cap is $500 each month. After reaching this cap you will earn 2% cash back.
INTEREST RATES
19.99% Purchase
24.99% Cash advance
special feature(s)
No annual fee
The MBNA Smart Cash Platinum Plus Mastercard has no annual fee so you can earn rewards without any added costs.
Free additional card
You can add up to 9 additional card users without paying additional annual fees.
ANNUAL FEES
$0 Main cardholer
$0 Additional card

REWARD CALCULATOR

Enter your total monthly expenses or by category

🌮
Restaurant
⛽️
Gas
🎉
Entertainment
🛒
Groceries
💵
Other
💸
Total
$
Welcome offer
The calculation result is based on the conversion of the welcome offer points into statement credit
$
Estimated annual rewards
The calculation result is based on the conversion of the maximum number of points that can be awarded after the first year

This card is awesome for a personal user because :

Up to 5% Cash Back

Get 5% Cash Back†† on eligible gas and grocery purchases for the first 6 months (until the total gas and grocery purchases in the applicable month reaches $500)

A no fee cash back card for common purchases.

This card is suitable for those looking for an affordable card that provides a good cash back percentage on gas and grocery purchases and that allows redeeming rewards whenever a threshold has been reached.

No annual fee

The MBNA Smart Cash Platinum Plus Mastercard has no annual fee so you can earn rewards without any added costs.

Free additional card

You can add up to 9 additional card users without paying additional annual fees.

REQUIREMENTS

CREDIT
SCORE
CANADIAN RESIDENCY
REQUIRED INCOME

INSURANCE

🛍

Purchase Security

Up to 90 days of coverage for purchased items.

📆

Extended Warranty

Increase the original manufacturer’s warranty to a maximum of 1 extra year.

BENEFITS

🌎

Worldwide customer service

You can contact customer services 24/7 from any location in the world.

Exclusive discounts with my favorite brands

Save 10% while renting a car in Avis or Budget in Canada or the U.S. and 5% worldwide.

RELATED ARTICLES

How to Check Your Vanilla Visa Balance in Canada

If you are looking for a prepaid credit card, the Vanilla Visa card is an excellent choice. While the card does not…

The Best Credit Cards Welcome Offers in Canada for January 2023

The best credit card is not the same for everyone, since we all have different needs. So you shouldn’t choose a credit…

All About the Visa Debit Card in Canada

What’s so special about a Visa debit card? It’s time you understood the plastic in your wallet. A Visa debit card is…

The 10 Best Black Credit Cards in Canada for 2022

Black credit cards are rare and exclusive. They’re designed for the rich and are considered prestigious.Plus, they come with some great perks…

Subscribe to our newsletter to receive exclusive content on personal finance

[sibwp_form id=1]
* By subscribing to the Hardbacon newsletter, you also agree to receive communications and offers from select partners. You can unsubscribe at any time.