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Secured
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Neo Secured Card

Welcome offer
15% of cash back
INTEREST RATES
26.99% Purchase
28.99% Cash advance
ANNUAL FEES
$0 Main cardholer
$0 Additional card

REWARD CALCULATOR

Enter your total monthly expenses or by category

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Restaurant
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Total
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Net annual rewards the 1st year
This amount is the net value of the rewards that this card will earn in the first year, based on your spending. Our calculation takes into account the welcome offer (if any) and deducts the annual fee (if any).
$
Net annual rewards in subsequent years
This amount is the annual net value of the rewards this card will earn after the first year, based on your spending. If there is an annual fee associated with this card, it is deducted from the total annual rewards.

Welcome offer

Up to 15% cash back on your first purchase

Get up to 15% cash back on your first purchase at a Neo partner.

Earn up to $85 cash back for referring a friend to Neo.

Refer a friend to Neo, and if their application is approved you'll receive a referral bonus of up to $85.

Special features

Credit builder secured credit card with cash back benefits

One of the few secured credit cards that also offers cash back rewards, so you can build your credit rating while earning cash back simultaneously.

No annual fee

The card comes with no annual fee.

Guaranteed approval

Guaranteed approval allows you to get this card regardless of credit history.

No credit check

No hard credit check is required.

REQUIREMENTS

CREDIT
SCORE
CANADIAN RESIDENCY
REQUIRED INCOME

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