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Cashback
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RBC Cash Back Mastercard

special feature(s)
Free additional card
There is no fee to add additional cards to your account, so if you want to share your RBC Visa with a spouse or child, go ahead and add them. Additional cardholders will have their own separate account with their own card and account number.
INTEREST RATES
20.99% Purchase
22.99% Cash advance
ANNUAL FEES
$0 Main cardholer
$0 Additional card

REWARD CALCULATOR

Enter your total monthly expenses or by category

🌮
Restaurant
⛽️
Gas
🎉
Entertainment
🛒
Groceries
💵
Other
💸
Total
$
Net annual rewards the 1st year
This amount is the net value of the rewards that this card will earn in the first year, based on your spending. Our calculation takes into account the welcome offer (if any) and deducts the annual fee (if any).
$
Net annual rewards in subsequent years
This amount is the annual net value of the rewards this card will earn after the first year, based on your spending. If there is an annual fee associated with this card, it is deducted from the total annual rewards.

Special features

Personal cash back credit card

A cash back credit card with no annual fee, providing access to a huge range of perks and discounts on travel, dining, a lifestyle products.

Free additional card

There is no fee to add additional cards to your account, so if you want to share your RBC Visa with a spouse or child, go ahead and add them. Additional cardholders will have their own separate account with their own card and account number.

REQUIREMENTS

CREDIT
SCORE
CANADIAN RESIDENCY
REQUIRED INCOME

INSURANCE

🛍

Purchase Security

The cardholder receives purchase insurance and extended warranty which covers accidental damage or physical loss of property or gifts.

📆

Extended Warranty

It automatically triples the time of the manufacturer's warranty, up to a maximum of 2 years total.

BENEFITS

⭐

Exclusive discounts with my favorite brands

Recieve discounts on fuel from Petro-Canada, earn extra Be Well points at Rexall, access discounts with Hertz and a free year subscription to DoorDash

💳

More rewards with additional card

Your additional card holders can also collect cash back on all purchases so you'll earn cash back quicker.

🌎

Worldwide customer service

Access 24/7, worldwide customer service when you need it.

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