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Scotia Momentum® Mastercard®* Credit Card

Welcome offer

7.99% of interest rate

The interest rate of 7.99% applies to the first 6 months only. After that, the interest rate increases to 20.99%.

INTEREST RATES

20.99% Purchase

22.99% Cash advance

special feature(s)

No annual fee

This credit card does not have an annual fee, making it a great option for anyone looking for an all-purpose card.

Free additional card

Scotia Momentum® Mastercard®* Credit Card also offers supplementary cards at no extra charge.

ANNUAL FEES

$0 Main cardholer

$0 Additional card

REWARD CALCULATOR

Enter your total monthly expenses or by category

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Groceries

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Pharmacy

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Gas

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Bills & Utilities

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Total

Welcome offer

The calculation result is based on the conversion of the welcome offer points into statement credit

Estimated annual rewards

The calculation result is based on the conversion of the maximum number of points that can be awarded after the first year

This card is awesome for a personal user because :

Right now, new cardholders will receive a special introductory interest rate.

Get a 7.99% introductory interest rate on purchases*

Personal no-fee cash-back credit card

With no fee and low income requirements, this card is especially well-suited to newcomers or students, and the cash-back rewards make it easier to grow your savings.

No annual fee

This credit card does not have an annual fee, making it a great option for anyone looking for an all-purpose card.

Free additional card

Scotia Momentum® Mastercard®* Credit Card also offers supplementary cards at no extra charge.

REQUIREMENTS

CREDIT
SCORE

CANADIAN RESIDENCY

12 000

REQUIRED INCOME

BENEFITS

🌎

Worldwide customer service

24-hour access to Mastercard Global Service, a Mastercard support service that's available every day of the year to help you if your card is lost or stolen.

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Exclusive discounts with my favorite brands

Scotia Momentum Mastercard holders can take advantage of 25% off at participating AVIS and Budget locations across Canada and the U.S. Plus, your Mastercard can grant you exclusive access to events and experiences through Mastercard's Priceless Cities program, and you can feel secure knowing that you can reach Mastercard's customer service from anywhere in the world.