Scotia Momentum® Visa* card

Welcome offer

0% of interest rate

Applies to cash advances for the first 6 months only. After the promotional period ends, any unpaid balances are subject to 22.99% interest rate.

INTEREST RATES

19.99% Purchase

22.99% Cash advance

special feature(s)

No conversion fees

Scotiabank is the only major financial institution in Canada to waive the 2.5% conversion fee on foreign transactions. However, regular currency conversion rates still apply.

ANNUAL FEES

$39 Main cardholer

$15 Additional card

Additional cards are free for the first year.

REWARD CALCULATOR

Enter your total monthly expenses or by category

🌮

Restaurant

⛽️

Gas

🎉

Entertainment

🛒

Groceries

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Other

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Total

Welcome offer

The calculation result is based on the conversion of the welcome offer points into statement credit

Estimated annual rewards

The calculation result is based on the conversion of the maximum number of points that can be awarded after the first year

This card is awesome for a personal user because :

Enjoy a 0% interest rate on balance transfers for the first 6 months.

Get a 0% introductory interest rate on balance transfers for the first 6 months (22.99% after that; annual fee $39).Offer ends Jan 31, 2023.

This card comes with low annual fees and income requirements. The current transfer balance offer can benefit anyone trying to tackle credit card debt. Cash back rewards earn you money for making everyday purchases.

The features of the Scotiabank Momentum Visa card make it a perfect choice for students, newcomers, and anyone who wants to consolidate their monthly payments onto one card.

No conversion fees

Scotiabank is the only major financial institution in Canada to waive the 2.5% conversion fee on foreign transactions. However, regular currency conversion rates still apply.