Low interest

Scotiabank Value® Visa* card

Welcome offer
0% of interest rate
After the introductory period is over, the interest rate for cash advances is 12.99%.
12.99% Purchase
12.99% Cash advance
After the first year is up, the annual fee for this card in $29.
$29 Main cardholer
$0 Additional card

This card is awesome for a personal user because :

0% introductory interest rate on Cash Advances for the first 6 months

0% introductory interest rate on Cash Advances for the first 6 months (12.99% after that; annual fee $29).* Plus no annual fee in the first year.* Offer ends 30 April 2023.

Pay no fee for the first year.

The annual fee for this card is waived for the first year after you open an account.

Personal balance transfer, low-interest credit card.

The low annual fee and low interest rate on balance transfers and purchases can help anyone trying to pay off substanital credit card debt save hundreds of dollars on interest.

Free additional card

Scotiabank Value® Visa* card also offers supplementary cards at no extra charge.


12 000


Exclusive discounts with my favorite brands

Save 25% off base rate at participating AVIS and Budget locations across Canada.


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