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UNI Financial Cooperation Cash Back World Elite

INTEREST RATES
19.9% Purchase
19.9% Cash advance
ANNUAL FEES
$50 Main cardholer
$10 Additional card

REWARD CALCULATOR

Enter your total monthly expenses or by category

🌮
Restaurant
⛽️
Gas
🎉
Entertainment
🛒
Groceries
💵
Other
💸
Total
$
Net annual rewards the 1st year
This amount is the net value of the rewards that this card will earn in the first year, based on your spending. Our calculation takes into account the welcome offer (if any) and deducts the annual fee (if any).
$
Net annual rewards in subsequent years
This amount is the annual net value of the rewards this card will earn after the first year, based on your spending. If there is an annual fee associated with this card, it is deducted from the total annual rewards.

Special features

Personal cash back credit card

Cash back credit card offering comprehensive travel insurance for those who frequently take short trips, plus opportunity to earn cash back on everyday purchases.

REQUIREMENTS

CREDIT
SCORE
CANADIAN RESIDENCY
60 000
REQUIRED INCOME

INSURANCE

🛍

Purchase Security

Covering damages, loss or theft up to 120 days from purchase date.

📆

Extended Warranty

Covering damages, loss or theft up to 120 days from purchase date.

🚗

Auto Rental coverage

Collision/loss damage insurance covering rentals up to 48 consecutive days.

⚡️

Trip interruption

Trip interruption insurance coverage of up to $1,000 total for changes during a trip, for a trip duration not exceeding 3 days.

🦷

Travel accident

Travel accident insurance coverage of up to $10,000 for accidents occurring within a trip duration not exceeding 3 days.

❌

Trip cancellation

Insurance coverage of up to $500 per insured person, per trip for changes or cancellations prior to departure.

🩴

Emergency purchases

Emergency purchase coverage of up to $500 per person per trip for lost baggage.

🏥

Medical emergency

Coverage of up to $5,000,000 per injured person under the age of 75 for a trip duration not exceeding 3 days.

BENEFITS

⭐

Exclusive discounts with my favorite brands

Receive a rebate of up to 25% at participating Hertz locations. Receive a 10% discount at participating Dollar and Thrifty car rental locations.

💳

More rewards with additional card

Earn 4% cash back on groceries. Earn 3% cash back on entertainment, restaurants and alternative transporation. Earn 1% cash back on pre-authorized payments and all other purchases. Add supplementary cardholders to earn more rewards, faster.

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